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How to Raise Credit Score and Fix Bad Credit

How to Raise Credit Score and Fix Bad Credit 3

Regardless of your financial situation, your credit score is an important aspect of your finances. This is especially true if you’re planning to borrow money for any reason. With a better credit score, you could qualify for lower interest rates when you borrow, e.g., home mortgage, car loan, and other types of loans. As such, … Read more How to Raise Credit Score and Fix Bad Credit

myFICO Free Credit Scores Estimator: Estimate FICO Score

myFICO Free Credit Scores Estimator: Estimate FICO Score 18

In What is a Good Credit Score? post, I shared various ways you can use to get your credit score for free. I also mentioned the myFICO Free Credit Scores Estimator tool, which will give you a free estimate of your scores. The calculator asks you ten questions to come up with an estimated range … Read more myFICO Free Credit Scores Estimator: Estimate FICO Score

How to Choose the Best Credit Monitoring Service

How to Choose the Best Credit Monitoring Service 21

The financial world today is fraught with pitfalls. One of the biggest issues is your credit score. Lenders — and others — check your credit score regularly to see what sort of default risk you present. Your credit score is largely based on the information that is reported to the major credit bureaus, so it … Read more How to Choose the Best Credit Monitoring Service

5 Ways to Increase Your Credit Score Quickly

5 Ways to Increase Your Credit Score Quickly 25

As you prepare to take out a new loan or mortgage, you will be thinking about your credit score. The higher your credit score is, the better your interest rate on the loan will be. This is important as a lower interest rate means saving yourself a significant amount of money over the life of … Read more 5 Ways to Increase Your Credit Score Quickly

The Difference Between Hard Pull and Soft Pull Credit Inquiries

Not too long ago, I switched to a different Internet provider. When I called to set up my account, the customer service rep asked for my Social Security number. I wondered why it was needed, and he told me that they would be checking my credit. “Is this going to be a hard pull?” I … Read more The Difference Between Hard Pull and Soft Pull Credit Inquiries