Are you earning the most from your savings and money market deposit accounts? Savings and MM accounts are the foundation of a strong financial plan, providing you with financial stability as you work to achieve your goals. Many banks and credit unions offer a variety of savings and money market accounts, and this article aims … Read moreBest High Yield Savings Accounts for 2019
Investing in the stock market could be a bumpy ride. If you’re looking for something that’s a little more predictable and generate steady interest, investing in Certificates of Deposit might be a good option for you. This is especially true if you cannot afford to lose what you currently have, or if you are looking … Read moreHow to Create a CD Ladder
There are three main types of deposit accounts you can use to save money for your financial goals. Depending on your needs, one or more of the accounts may be an ideal way for you to invest in the future whether you have specific financial goals or just want to build a suitable stash of … Read more3 Main Types of Deposit Accounts, Which One Should You Choose?
Right now, we’re still in a low-rate environment. For savers, that results in a great deal of frustration. In the quest for better yield, many savers are turning to money market accounts. These accounts often offer slightly better rates, but you do need to be aware of the fact that you might see increased restrictions. … Read moreWhat is a Money Market Account?
The following is a list of the nationally available highest yields CD rates. In general, certificates of deposit (CDs) are great investments because your principal is protected by FDIC insurance and your interest rates are guaranteed. Moreover, you can use CD Ladder to make your CD savings more flexible and effective. You can open certificates … Read moreBest CD Rates, High Yield Certificate of Deposit Rates
If you’re a savvy investor, you most certainly have a fair bit of cash tucked away for general spending and emergencies. The stock market is a long term investment and not for cash to you need to have around. So where do you put the money you don’t want in the stock market? There’s 3 … Read moreSavings Accounts vs. CDs: Where to Keep Your Money?
Some people swear by joint checking accounts. Others wouldn’t touch it with a 10 foot pole, and prefer to stay with separate checking accounts. Which is the better way to go? That probably depends on personal factors more than anything else. Personal preference is a consideration, but there may be some other factors that are … Read moreJoint vs. Separate Checking Accounts, Which is Better?
Banks such as JP Morgan Chase, Citi, and Bank of America are rolling out the silver and fine china in the hopes of attracting a wealth segment that, heretofore, had been relegated to the masses while the 1% received the red carpet treatment. The mass affluent are now targeted as premier customers and they will … Read moreWho are the Mass Affluent and Why Big Banks Want You
If you keep a lot of money in your checking account, moving your money to a high interest checking account may be a good move. Below is a list of nationally available highest yields checking accounts. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive … Read moreBest Checking Account Interest Rates
Saving up a significant cash savings or an emergency fund capable of holding 12 months of living expenses is a Herculean effort in of itself. Once you have managed such a feat, the next question becomes what do you do with the money? Having it sit inside a big bank account earning 0.20% interest doesn’t … Read moreComparing CDs, Peer-to-Peer Lending, and Reward Checking Accounts