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10 Extra Costs When You Buy a New Construction Home

10 Extra Costs When You Buy a New Construction Home 1

When you purchase a new construction home, there are several hidden costs that you might not think about. The normal costs of homeownership like mortgage payments (e.g., principal and interest), property taxes, homeowner’s insurance, and utilities are obvious. Other costs, though, can come as something of a surprise. When we bought our home (a new … Read more 10 Extra Costs When You Buy a New Construction Home

Can’t Pay Your Debts? 5 Ways to Hide from Your Creditors

Protect Your Assets from Your Creditors

Few people, when swiping their credit cards, or getting a car loan, do so with the intention of defaulting on their debt. In many cases, they are sure they can afford the monthly payments, and that they will be able to pay the debt off eventually. Unfortunately, debt tends to build up and can sneak … Read more Can’t Pay Your Debts? 5 Ways to Hide from Your Creditors

Liability, Collision, and Comprehensive Auto Insurance Explained

When buying auto insurance, you need to know the differences between your coverage options. Understanding what different types of coverage are included in your policy can help you make better decisions about protecting your car and your assets. Types of Auto Insurance Coverage There are three types of auto insurance coverage: liability, collision, and comprehensive. … Read more Liability, Collision, and Comprehensive Auto Insurance Explained

Investing in Collectibles: What Makes a Collectible Valuable?

My husband started buying Lord of the Rings action figures after the first movie came out, purchasing them a little at a time. He also has a box full of sports trading cards. A few of them are even worth something. We don’t think of the action figures and sports cards as investments, but if … Read more Investing in Collectibles: What Makes a Collectible Valuable?

Using 401(k) and IRA for Down Payment for Home Purchase

Calculate home value

Homeownership is the ultimate American Dream. If you’re going to buy a home, though, you will likely need a down payment — especially if you want the best mortgage rate. For those trying to make a 10% or 20% down payment on a home, coming up with tens of thousands of dollars can be a … Read more Using 401(k) and IRA for Down Payment for Home Purchase