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How to Raise Credit Score and Fix Bad Credit

How to Raise Credit Score and Fix Bad Credit 10

Regardless of your financial situation, your credit score is an important aspect of your finances. This is especially true if you’re planning to borrow money for any reason. With a better credit score, you could qualify for lower interest rates when you borrow, e.g., home mortgage, car loan, and other types of loans. As such, … Read more How to Raise Credit Score and Fix Bad Credit

Start an Emergency Fund or Pay Off Debt?

Not long ago, I participated in a forum discussion: Debt Snowball vs. Emergency Fund. The premise is very simple. Should the person start an emergency fund while he’s still in debt? In this case, we are talking specifically about credit card debt averaging 15% in interest. In this article, we will follow this sample scenario: … Read more Start an Emergency Fund or Pay Off Debt?

Tips for Lending Money to Family and Friends

  Mixing money and family typically is not an advisable financial move. All too often personal feelings get tangled up in a web of financial burdens and it can be a very unpleasant and potentially long-term bad situation. It can be made even more complicated when the ones you are closest to in your family … Read more Tips for Lending Money to Family and Friends

How to Avoid Debt Relief Scams and Find Legitimate Help

How to Avoid Debt Relief Scams and Find Legitimate Help 21

Are you looking for a solution to your debt problem? If so, then you probably saw at least one ad for some type of debt relief. And with all these companies making bold promises to help consumers, it’s no wonder people are confused when searching for help with debt. Which makes them easy targets for … Read more How to Avoid Debt Relief Scams and Find Legitimate Help