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Best 5% Cash Back Credit Cards for August 2019

Best 5% Cash Back Credit Cards for August 2019 6

The following credit cards offer 5% cashback bonus promotions — usually on a quarterly rotating basis in select categories of goods and stores. The best strategy is to have several of these reward cards so all your categories are covered and you ensure that you don’t hit the cap where your reward is reduced to … Read moreBest 5% Cash Back Credit Cards for August 2019

How to Raise Credit Score and Fix Bad Credit

How to Raise Credit Score and Fix Bad Credit 8

Regardless of your financial situation, your credit score is an important aspect of your finances. This is especially true if you’re planning to borrow money for any reason. With a better credit score, you could qualify for lower interest rates when you borrow, e.g., home mortgage, car loan, and other types of loans. As such, … Read moreHow to Raise Credit Score and Fix Bad Credit

Start an Emergency Fund or Pay Off Debt?

Not long ago, I participated in a forum discussion: Debt Snowball vs. Emergency Fund. The premise is very simple. Should the person start an emergency fund while he’s still in debt? In this case, we are talking specifically about credit card debt averaging 15% in interest. In this article, we will follow this sample scenario: … Read moreStart an Emergency Fund or Pay Off Debt?

Tips for Lending Money to Family and Friends

  Mixing money and family typically is not an advisable financial move. All too often personal feelings get tangled up in a web of financial burdens and it can be a very unpleasant and potentially long-term bad situation. It can be made even more complicated when the ones you are closest to in your family … Read moreTips for Lending Money to Family and Friends

How to Avoid Debt Relief Scams and Find Legitimate Help

How to Avoid Debt Relief Scams and Find Legitimate Help 17

Are you looking for a solution to your debt problem? If so, then you probably saw at least one ad for some type of debt relief. And with all these companies making bold promises to help consumers, it’s no wonder people are confused when searching for help with debt. Which makes them easy targets for … Read moreHow to Avoid Debt Relief Scams and Find Legitimate Help