I stumbled upon a site today called, Wall Street Survivor. The premise seems to be the same as UpDown, but it looks like you could potentially earn more money since Wall Street Survivor touts $250,000 in prizes. I am not a trader by nature, but if there’s an opportunity to earn money without risk — … Read more Wall Street Survivor: Free Fantasy Stock Trading, Real Prizes
Question from Randy: Is there any reason why my complete bond portion of my portfolio cannot be in the Vanguard GNMA fund (VFIIX)? It has a nice yield and is near its lowest price, and its holdings are backed by the full faith and credit of the U.S. government.Thank you very much. Answer From Larry … Read more Should I Invest in the Vanguard GNMA Fund?
I recently came across Steven R. Selengut and his book, The Brainwashing of The American Investor. After reading all the reviews on Amazon, I decided to buy a used copy. The following is a review of the book and a brief overview of the Working Capital Model as outlined by Steven Selengut. The Premise Selengut … Read more Steven Selengut And The Working Capital Model
In doing your investment research, you may have come across a Tic-Tac-Toe-like box similar to the one below. This box is called the Morningstar Style Box. This particular one came from Vanguard 500 Index (VFINX) profile on Yahoo! Finance. What Is a Morningstar Style Box? Morningstar Style Box is a visual tool created by Morningstar, … Read more Introduction to Morningstar Style Box
Annuities are insurance products designed to help you invest for retirement and provide supplemental income during your retirement. The most common form of annuity is income annuity where the investor pays the insurance a sum of money in exchange for a series of regular payment for a period of time, up to a lifetime contract. … Read more Deferred vs Immediate Annuity: Understanding the Differences
In The Only Guide To A Winning Investment Strategy You’ll Ever Need, Larry Swedroe dedicated a major portion of the book to the discussion of the Efficient Market Hypothesis (EMH), specifically to explain why investing in passively managed funds is a winning investment strategy. What is Efficient Market Hypothesis? The Efficient Market Hypothesis asserts that … Read more Efficient Market Hypothesis (EMH)
Recently, I wrote about lending money on Prosper, which is one of the many peer-to-peer lending networks that are popping up everywhere. The post itself didn’t say anything about socially responsible investing (also known as, SRI, morally responsible investing or ethical investing). However, a lively discussion on this topic came up when Kevin stated his … Read more What is Your Thought on Socially Responsible Investing (SRI)?
My 401((k) asset allocation is too aggressive. I have been reading a few books (e.g., The Intelligent Investor by Benjamin Graham and Wise Investing Made Simple by Larry E. Swedroe), as well as a few investing sites. I am now at a point where I think 100% equity asset allocation for my 401(k) is too … Read more Changing My 401(k) Asset Allocation
You may have heard the phrase beat the market. In this case, the market usually refers to the S&P 500 index. There are other U.S. indices such as, DJIA, NASDAQ 100, NASDAQ Composite, Russell 2000, Wilshire 5000, and many other domestic and international ones. However, the S&P 500 is by far the most used benchmark … Read more What Does It Means to Beat the Market and How I Did It
I have been investing in the stock market for nearly 10 years and acquired quite a bit of experience and knowledge (mainly through making mistakes). I’ve never codified on to a piece of paper until today. Before I begin, I want to give credit where credit is due. This post was inspired by CommodityWorld.com’s Common … Read more 35 Rules of Common Sense Investing