Most investors use asset allocation as a core investing strategy. This means investing a specific amount in each investment, which could be viewed as slices in a pie. At the high level, these pies are different asset classes like equities, fixed income, real estate, commodities, and cash. Within each pie, an investor also decides a … Read more Portfolio Rebalancing Strategies: How and When to Rebalance Your Portfolio
Neither one of my parents know how to invest in the stock market, and it wasn’t a part of my formal education. I had to learn how to invest on my own by trials and errors — so I know how intimidating it is for people who are new to investing. Where do I start? … Read more How to Start Investing in Stocks for Beginners
If you are new to investing and asset allocation, you might see some recommendations to invest in International Stocks, but every person you asks seem to give you a different answer about what percentage of your portfolio should be in international stocks, and why. Personally, I have been in the 30% range for a long … Read more How Much of Your Portfolio Should Be in International Stocks?
Asset allocation is an investing strategy for maximizing your returns while minimizing the overall risk of your investment portfolio. It involves diversifying your investments among the major asset classes, such as equities, fixed income, real estate, commodities, and cash. Different asset classes have different levels of correlation, i.e., some will go up or down more … Read more Asset Allocation, Diversification, and Rebalancing
My 401((k) asset allocation is too aggressive. I have been reading a few books (e.g., The Intelligent Investor by Benjamin Graham and Wise Investing Made Simple by Larry E. Swedroe), as well as a few investing sites. I am now at a point where I think 100% equity asset allocation for my 401(k) is too … Read more Changing My 401(k) Asset Allocation