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40+ Money Hacks and Ideas to Improve Your Finances in 2019

40+ Money Hacks and Ideas to Improve Your Finances in 2019 1

Every year, we set up big audacious goals that we want to accomplish in the new year. Somehow, we are magically more likely to succeed because a number changed on the calendar. Personally, I subscribe to another method: achieving financial success is making the commitment to take a series of small steps in the right … Read more 40+ Money Hacks and Ideas to Improve Your Finances in 2019

Can I take money out of my 401(k) without paying penalty?

Question The company I work for just terminated their 401(k) plan and suggested employees roll their funds over to an IRA. My question is can I cash out say 20% (to pay off debt) of my balance without paying the penalty and roll the remainder over to the IRA account? I have over a couple … Read more Can I take money out of my 401(k) without paying penalty?

Can you draw unemployment and social security at the same time?

Question Can you draw unemployment and social security at the same time? Thank you, Larry Higdon Answer According to SSA.gov: Unemployment insurance benefits are not counted under the Social Security annual earnings test and therefore do not affect your receipt of Social Security benefits. However, the unemployment benefit amount of an individual may be reduced … Read more Can you draw unemployment and social security at the same time?

3 Millionaires Who Started a Multi-Million Dollar Business on the Side

Now that I’ve interviewed over 50 millionaires on how to become a millionaire, I can see what has worked for successful entrepreneurs. One pattern I have seen, which I want to share with you, is that you can start a million-dollar business on the side. If you already have a job, or are self-employed and … Read more 3 Millionaires Who Started a Multi-Million Dollar Business on the Side