In the United States, health care insurance is necessary to help offset the medical expenses that continues to climb each year. The seemingly endless rise in the cost of doctor’s visits, medications and medical procedures makes it impossible for even those with a decent income to afford a major accident or illness. If you are … Read more5 Tips for Buying Your Own Private Health Insurance
This is a recurring debate – should you buy insurance on the cheap, through a term policy, or should you opt for whole life insurance with its cash value/investment feature and coverage for life? The answer will depend on where you are in life (often how old you are), but will usually favor term in … Read moreTerm Life vs Whole Life Insurance: Which One is Better for You?
When buying auto insurance, you need to know the differences between your coverage options. Understanding what different types of coverage are included in your policy can help you make better decisions about protecting your car and your assets. Types of Auto Insurance Coverage There are three types of auto insurance coverage: liability, collision, and comprehensive. … Read moreLiability, Collision, and Comprehensive Auto Insurance Explained
Because health insurance is so often tied to a job, seniors have a hard time finding affordable health care options. One of the issues faced by many seniors is that they aren’t eligible for Medicare until they are 65, and some seniors retire before then, and have to figure out how to cover health care … Read moreWhere to Find Affordable Health Insurance for Seniors
Health care can get expensive, especially if you run into an unexpected medical emergency. Even with health insurance, the costs can be difficult to bear. Without insurance, the costs are practically impossible to manage if you end up in the hospital, or need other emergency care. Choosing your health insurance plan requires that you consider … Read more5 Things to Consider When Choosing a Health Insurance Plan
The chorus that can be heard from financial planners recommending against buying whole life insurance is deafening. Most strongly recommend that you instead use term life insurance. Not only is term life insurance much less expensive, but you can also duplicate the non-insurance features of a whole life insurance policy yourself for less money and … Read moreWhy Whole Life Insurance Works Better for Kids
With so many different types of insurance policies available to consumers today, it is often difficult to determine which are necessary and which are a waste of money. As a general rule, insurance is the type of protection you purchase with the hopes of never having to use it. No one wants to be in … Read moreThe Basics of Short Term Disability Insurance
We all know that everyone should have some kind of heath insurance. At a minimum, we should have it to cover medical emergencies that can run into the hundreds of thousands of dollars. Then there are the healthcare provider network discounts that come with virtually every health insurance plan. That can cut the cost of … Read moreWhat Can You Do If You Have No Health Insurance?
You only get two sets of teeth: your baby teeth and then your permanent adult teeth. Taking care of those teeth can be costly, but considering the alternatives of having to do without teeth, it is usually worth it to figure out a way to maintain those pearly whites. Yet going to the dentist can … Read moreIs Dental Insurance Worth the Money?
We live in a world that is becoming increasingly litigious. Indeed, if you are found liable for damage to a person or his or her property, you could find yourself being sued. Additionally, you can be sued even beyond just property damage or personal injury liability. You can be sued over errors and omissions if … Read moreHow to Protect Your Money from a Lawsuit