When you start to build up assets, you need a way to protect all the work that you have done and money accumulated.
Here we discuss how to mitigate risks and also talk about insurance and various insurance products.
Additionally, check out these related sections: banking, financial planning, investing, and real estate.
When buying auto insurance, you need to know the differences between your coverage options. Understanding what different types of coverage are included in your policy can help you make better decisions about protecting your car and your assets. Types of Auto Insurance Coverage There are three types of auto insurance coverage: liability, collision, and comprehensive. … Read more
Home and auto insurance premiums tend to go up each year. The good news is that it is easy to get free quotes. You can often shop for both policies together and take advantage of a multi-policy discount. Insurance premiums are more negotiable than most people think, and with some work, you can save a … Read more
How much life insurance do I need? That is the same question I asked myself not too long ago triggered by the birth of my son. Personally, I think the best way to answer this question is to educate yourself by reading articles like this one, use a few online calculators to get a rough … Read more
This is a recurring debate – should you buy life insurance on the cheap, through a term life policy, or should you opt for whole life insurance with its cash value/investment feature and coverage for life? The answer will depend on where you are in life (often how old you are), but the answer will … Read more
Health care can get expensive, especially if you run into an unexpected medical emergency. Even with health insurance, the costs can be difficult to bear. Without insurance, the costs are practically impossible to manage if you end up in the hospital, or need other emergency care. Choosing your health insurance plan requires that you consider … Read more
With so many different types of insurance policies available to consumers today, it is often difficult to determine which are necessary and which are a waste of money. As a general rule, insurance is the type of protection you purchase with the hopes of never having to use it. No one wants to be in … Read more
If you want to ensure that your family is protected when you pass on, life insurance is essential. Life insurance provides your beneficiaries with money that can be used to supply the loss of your ability to make money due to death. For those looking to receive a larger amount of coverage for an affordable … Read more
Insurance is great financial product to spend money on. In an ideal situation you have insurance on your car, your home, your life, your health, and over your risk of disability. You are wise to invest money in these products, but you also put yourself in a dependent situation. You are planning your financial life … Read more
I recently switch my life insurance from Liberty Mutual to Genworth. The first time I got my term life policy, it was difficult for me to get a decent policy because I ran into a shady agent who somehow got me into a poor health bracket and recorded the information in the Medical Information Bureau … Read more
The follow article (Q&A) was provided to me by State Farm. After a careful review, I felt the information was useful and neutral enough to share. Regardless of what insurance company you decide to use, these tips should be equally applicable. Here’s the article: Based on some research we did at State Farm, we realized … Read more