When buying auto insurance, you need to know the differences between your coverage options. Understanding what different types of coverage are included in your policy can help you make better decisions about protecting your car and your assets. Types of Auto Insurance Coverage There are three types of auto insurance coverage: liability, collision, and comprehensive. … Read more Liability, Collision, and Comprehensive Auto Insurance Explained
Home and auto insurance premiums tend to go up each year. The good news is that it is easy to get free quotes. You can often shop for both policies together and take advantage of a multi-policy discount. Insurance premiums are more negotiable than most people think, and with some work, you can save a … Read more How to Find the Best Home and Auto Insurance Rates
How much life insurance do I need? That is the same question I asked myself not too long ago triggered by the birth of my son. Personally, I think the best way to answer this question is to educate yourself by reading articles like this one, use a few online calculators to get a rough … Read more How Much Life Insurance Do I Need?
This is a recurring debate – should you buy insurance on the cheap, through a term policy, or should you opt for whole life insurance with its cash value/investment feature and coverage for life? The answer will depend on where you are in life (often how old you are), but will usually favor term in … Read more Term Life vs Whole Life Insurance: Which One is Better for You?
Health care can get expensive, especially if you run into an unexpected medical emergency. Even with health insurance, the costs can be difficult to bear. Without insurance, the costs are practically impossible to manage if you end up in the hospital, or need other emergency care. Choosing your health insurance plan requires that you consider … Read more 5 Things to Consider When Choosing a Health Insurance Plan
With so many different types of insurance policies available to consumers today, it is often difficult to determine which are necessary and which are a waste of money. As a general rule, insurance is the type of protection you purchase with the hopes of never having to use it. No one wants to be in … Read more The Basics of Short Term Disability Insurance
If you want to ensure that your family is protected when you pass on, life insurance is essential. Life insurance provides your beneficiaries with money that can be used to supply the loss of your ability to make money due to death. For those looking to receive a larger amount of coverage for an affordable … Read more The Complete Guide to Term Life Insurance
Insurance is great financial product to spend money on. In an ideal situation you have insurance on your car, your home, your life, your health, and over your risk of disability. You are wise to invest money in these products, but you also put yourself in a dependent situation. You are planning your financial life … Read more What Happens If Your Insurance Company Goes Bankrupt?
I recently switch my life insurance from Liberty Mutual to Genworth. The first time I got my term life policy, it was difficult for me to get a decent policy because I ran into a shady agent who somehow got me into a poor health bracket and recorded the information in the Medical Information Bureau … Read more How to Ace Life Insurance Medical Exam and Save Money
The follow article (Q&A) was provided to me by State Farm. After a careful review, I felt the information was useful and neutral enough to share. Regardless of what insurance company you decide to use, these tips should be equally applicable. Here’s the article: Based on some research we did at State Farm, we realized … Read more 15 Insider Insurance Shopping Tips From State Farm