As his readers most likely know, Pinyo and his wife are expecting a baby. In fact, why you’re seeing this post I wrote for Pinyo is most likely because they’ve had the baby and are off in the hospital or at home enjoying their new little bundle of joy. Having had two babies of my … Read more10 “Preparing for Baby” Tips for the Frugal-Minded
In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented: Interesting concept — so is it suggesting that I would be better of not trying to … Read moreQuick Wins, Pareto, and Personal Finance
I am upset, because I just had an unsavory experience with an unethical merchant. Recently, I had the unfortunate opportunity to deal with a company called 86th Street Photo & Video (86photovideo.com). Last Friday, my wife placed an order online for a Sanyo Xacti VPC-E1 digital camcorder for $365 — what a great deal right? … Read moreThe Art of Unethical Up-selling
Well today is Blog Action Day and a lot of bloggers are blogging about our environment today. Being a personal finance blogger, I am going to make this one related to money…again. A lot of people think that being Green is expensive — e.g., you have to buy Energy Star compliance products, fancy hybrid car, … Read more40 Ways You Can Save Money and Our Planet
My first job after college paid $8 per hour — not good for an Ivy League alumni. That job was something to do while I tried to rediscover myself. I was lost and dispirited because I did not get accepted into a medical school. At that time, I was addicted to Magic: The Gathering. I … Read moreHow Much Money Do You Really Make Per Hour?
There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters around (not in any order): Memberships that you never use — e.g., gym membership anyone? Subscriptions that you never … Read moreTop 10 Money Wasters, Are You Guilty?
Right now my house is in the midst (mess?) of a renovation project. We are updating our bathroom which recently sprung a leak due to an array of broken and rusty pipes. We are also converting our dining room to a dual purpose “home office-guest bed room” combination in anticipation of the arriving baby. We … Read moreThrow Away Junks, Organize, and Save Money