fbpx

The Secret to Spending Less Than You Earn

The Secret to Spending Less Than You Earn 4

If you read enough personal finance blogs, you’ll see a common theme and the number one answer to your financial dilemma — “Spend Less than You Earn”. Unfortunately, it’s easier said than done, otherwise, we wouldn’t have this rampant debt problem in our society. Fortunately, I went through this myself, and over the years, I’ve … Read moreThe Secret to Spending Less Than You Earn

21 Money-Saving Gadgets That Pay for Themselves

21 Money-Saving Gadgets That Pay for Themselves 7

We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things more complicated. However, we can all agree that there is a place in our lives for the gadgets which … Read more21 Money-Saving Gadgets That Pay for Themselves

Using TracFone Prepaid Cell Phones to Reduce Your Monthly Bill

In challenging times, we are always looking for ways to reduce our expenses. But often, the last place we think about cutting costs is the best place to save some money. One example of this is your monthly cell phone plan — a great opportunity to reduce spending without significantly changing your lifestyle. Adjusting Your … Read moreUsing TracFone Prepaid Cell Phones to Reduce Your Monthly Bill

Should You Repair Old Appliance or Buy a New One?

Our seven years old GE Profile front load washer finally died on Saturday night.  Everything was working fine until the last two loads when it starts to make loud knocking noise during the spin cycle.  At first, I thought it was a load balance issue, but the noise persists.  The shredded plastic pieces it spewed … Read moreShould You Repair Old Appliance or Buy a New One?

The Frugalist Expense Reduction Guide

The Frugalist Expense Reduction Guide 26

Spending less than you earn is a core component of good money management, and a vital part of any wealth building strategy. This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money … Read moreThe Frugalist Expense Reduction Guide

Maslow’s Hierarchy of Needs and Frugality

Maslow's Hierarchy of Needs and Frugality 28

Maslow’s Hierarchy Of Needs is a theory in psychology conceived by Abraham Maslow in 1943.   The theory first appeared in his paper A Theory of Human Motivation. Maslow’s Hierarchy Of Needs is typically represented as a pyramid consisting of five levels — i.e., physiological, safety, love/belonging, esteem, self-actualization as the one shown below. Maslow’s … Read moreMaslow’s Hierarchy of Needs and Frugality