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What is a Layaway Plan? The Advantages and Disadvantages

One of the items making a comeback since the recession has been the concept of layaway. If you are considering making a large purchase, layaway can help you avoid the costs associated with putting your big-ticket items on a credit card. You still get the benefit of small, manageable payments, but without the element of … Read moreWhat is a Layaway Plan? The Advantages and Disadvantages

3 Power Tips to Take Control of Your Expenses

3 Power Tips to Take Control of Your Expenses 5

When it comes to personal finance, you essentially have two major areas of focus: your income and your expenses.  On the income side, you’re dependent on a number of external factors such as the economy, your employer, your tax rate, your industry, etc.  These external factors can sometimes work against you, making it difficult to … Read more3 Power Tips to Take Control of Your Expenses

6 Reasons Extreme Couponing Will Not Work for You

6 Reasons Extreme Couponing Will Not Work for You 17

Anyone watching the latest trend in reality television probably has drooled a little bit after learning people are saving hundreds of dollars on their grocery/shopping bills by clipping a few (thousand) coupons. Some of us might even be envious and consider taking up the couponing lifestyle themselves. Who wouldn’t want to get cartloads of groceries … Read more6 Reasons Extreme Couponing Will Not Work for You