Have you ever seen the television show “Doomsday Preppers“? A few weeks ago on a Friday night I happened across the show on the National Geographic channel. It was dedicated to telling the stories of people or families who are preparing for the modern world to collapse. It might be someone who really thinks 2012 … Read moreHow to Prepare for Disaster Without Going Broke
The average couple in the United States spends about $26,000 on their wedding. That’s enough money for a down payment on a decent home, to fully fund a 12 month emergency fund, or to buy a family sedan brand new with cash. But not every wedding needs to cost tens of thousands of dollars. It … Read moreHow to Have an Inexpensive Wedding
Too often we spend all of our Christmas budgets on technology that seems to go obsolete when the new year comes around. This often leads to our loved ones returning items or getting stuck in long term contracts which cost too much money for the low amount of technology they are receiving. Instead of giving … Read moreDon’t Break the Bank on Holiday Technology
Whether due to the holiday spirit or simply trying to maximize tax deductions for the year, many people finish out the year by giving money to worthy causes and charities. You have until December 31st to make your final contributions for the year. As you are discussing with your family which charity gets the limited … Read moreHow to Choose the Best Charity
One of the most recognized concepts in personal finance is the Latte Factor®. David Bach trademarked this concept as part of his personal finance and financial planning ideas. The basic concept is this: If you stopped spending money on a high-priced latte each day, you could save up enough money to be a millionaire. Of course, … Read moreWhat is the Latte Factor® and Can It Really Make You Rich?
In early October, my mom came over and taught me how to make homemade applesauce and bottle it for future consumption. Anyone who knows me is well-aware that I’m not what you would call a homemaker. However, I had a great time bottling applesauce with my mom, and I felt good about the fact that … Read moreDo You Think Making Your Own Applesauce is Worth It?
Halloween is over and the holiday shopping season — don’t fool yourself…it starts way before Thanksgiving — is underway. One of the items making a comeback since the recession has been the concept of layaway. If you are considering making larger purchases for the holidays, layaway can help you avoid the costs associated with putting … Read moreWhat is a Layaway Plan? The Advantages and Disadvantages
An extended warranty is available for purchase when you buy certain products such as consumer electronics and automobiles. It adds additional warranty protection either from the time of purchase or after the manufacturer’s warranty expires. While having an extended warranty to use when something you buys breaks or stops working is nice, the cost can … Read moreShould You Buy an Extended Warranty?
When it comes to personal finance, you essentially have two major areas of focus: your income and your expenses. On the income side, you’re dependent on a number of external factors such as the economy, your employer, your tax rate, your industry, etc. These external factors can sometimes work against you, making it difficult to … Read more3 Power Tips to Take Control of Your Expenses
Technology has made it easier than ever to automate your finances. Indeed, it is a fairly simple matter to just put things on automatic. From direct deposit for your paycheck, to automatic debit for your bills, to scheduled transfers to help you move your money around, there are a number of ways for you to … Read moreThe Pros and Cons of Automatic Bill Payment