Here’s some mid-week fun for Moolanomy’s readers. Have you ever wondered if you are frugal or cheap? I do. I always consider myself frugal, but my wife calls me cheap — go figure! Here’s a little test. Just answer the 10 questions below and write down your answers on a sheet of paper. Are You … Read moreFrugal Or Cheap? Here’s A Test
The wedding season is upon us. In a few weeks, we will be seeing weddings and happy faces all around us. The followings is a list of wedding tips and stories submitted by readers like you and me. Please be sure to read the comment section for details and follow links to articles on other … Read more30+ Best Wedding Tips and Stories
My wife and I have been new parents for nearly five months now. Lucky for us, we got some good advices early on, including those from a guest post by Paidtwice: 10 “Preparing For Baby” Tips For the Frugal-Minded. However, I understand how easy it is to overspend on newborns. They are so precious to … Read more10 Ways New Parents Overspend on Their Newborns
Credit cards make it easy for us to buy now and pay later. This mindset is pervasive and dominant in the United States, and it keeps many Americans financially imprisoned. I can still remember when there was no credit card, and I had to save for what I want. Morpheus offers him the chance to … Read moreThe Cost of Instant Gratification
When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much said he saves as aggressively as he could and let the chips fall where they may. On the other … Read moreNo Budget, No Problem: Achieving Financial Success without a Budget
As his readers most likely know, Pinyo and his wife are expecting a baby. In fact, why you’re seeing this post I wrote for Pinyo is most likely because they’ve had the baby and are off in the hospital or at home enjoying their new little bundle of joy. Having had two babies of my … Read more10 “Preparing for Baby” Tips for the Frugal-Minded
In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented: Interesting concept — so is it suggesting that I would be better of not trying to … Read moreQuick Wins, Pareto, and Personal Finance
There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters around (not in any order): Memberships that you never use — e.g., gym membership anyone? Subscriptions that you never … Read moreTop 10 Money Wasters, Are You Guilty?