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TurboTax Online Income Tax Preparation Software Review

TurboTax Online Income Tax Preparation Software Review 3

The other day I was wondering if I owe any income tax this year, so I decided to give Intuit TurboTax Online Federal Free software a try.  In general, I was impressed at how far online software industry has evolved over the years (not just Intuit’s).  For this 2008 tax year software, you could hardly … Read moreTurboTax Online Income Tax Preparation Software Review

Should You Repair Old Appliance or Buy a New One?

Our seven years old GE Profile front load washer finally died on Saturday night.  Everything was working fine until the last two loads when it starts to make loud knocking noise during the spin cycle.  At first, I thought it was a load balance issue, but the noise persists.  The shredded plastic pieces it spewed … Read moreShould You Repair Old Appliance or Buy a New One?

The Frugalist Expense Reduction Guide

The Frugalist Expense Reduction Guide 6

Spending less than you earn is a core component of good money management, and a vital part of any wealth building strategy. This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money … Read moreThe Frugalist Expense Reduction Guide

Self-Employment, Estimated Tax, and Safe Harbor

Unlike my regular job, where my employer withhold a portion of my salary to pay various taxes — i.e., Federal, State, City, Social Security, and Medicare — there’s no tax withholding for my self-employment income.  To avoid any penalty, I have to pay self-employment tax and make estimated tax payments four times a year.  However, … Read moreSelf-Employment, Estimated Tax, and Safe Harbor

Maslow’s Hierarchy of Needs and Frugality

Maslow's Hierarchy of Needs and Frugality 9

Maslow’s Hierarchy Of Needs is a theory in psychology conceived by Abraham Maslow in 1943.   The theory first appeared in his paper A Theory of Human Motivation. Maslow’s Hierarchy Of Needs is typically represented as a pyramid consisting of five levels — i.e., physiological, safety, love/belonging, esteem, self-actualization as the one shown below. Maslow’s … Read moreMaslow’s Hierarchy of Needs and Frugality