There are a lot of different ways to save money… and because of the current state of our economy now-a-days we are hearing more and more money saving tips on main stream media. The tips commonly addressed by the media are solid, but today I would like to challenge you to take your frugal living … Read more
I’ve never owned a vehicle. It’s awfully inconvenient to not be able to drive around. My commute takes twice as long via bus than if I were to drive. Going to grocery store is a pain, and I have to align buying toilet paper with the generosity of friends. Going out for dinner with my … Read more
The other day I was wondering if I owe any income tax this year, so I decided to give Intuit TurboTax Online Federal Free software a try. In general, I was impressed at how far online software industry has evolved over the years (not just Intuit’s). For this 2008 tax year software, you could hardly … Read more
Our seven years old GE Profile front load washer finally died on Saturday night. Everything was working fine until the last two loads when it starts to make loud knocking noise during the spin cycle. At first, I thought it was a load balance issue, but the noise persists. The shredded plastic pieces it spewed … Read more
Spending less than you earn is a core component of good money management, and a vital part of any wealth building strategy. This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money … Read more
Unlike my regular job, where my employer withhold a portion of my salary to pay various taxes — i.e., Federal, State, City, Social Security, and Medicare — there’s no tax withholding for my self-employment income. To avoid any penalty, I have to pay self-employment tax and make estimated tax payments four times a year. However, … Read more
Maslow’s Hierarchy Of Needs is a theory in psychology conceived by Abraham Maslow in 1943. The theory first appeared in his paper A Theory of Human Motivation. Maslow’s Hierarchy Of Needs is typically represented as a pyramid consisting of five levels — i.e., physiological, safety, love/belonging, esteem, self-actualization as the one shown below. Maslow’s … Read more
A few weeks ago, my wife and I visited my sister and she made us a few cups of espresso, cappuccino, and cafe latte with her new Nespresso D290C Concept Automatic Espresso Machine. I must admit the coffee was great. My wife loved the machine and decided that we should have one also. I was … Read more
Since I write about selling unused stuff on Craigslist and eBay, I just want to share my recent experience with you. Basically, you have to be careful with who you are dealing with when you are selling in these online markets. There are a lot of scammers in these marketplaces and you don’t want to … Read more
It seems like whenever I write about expense control, I have the tendency to get all geeky. Let’s be serious, how many people would actually use the Pareto Principle and Quick Wins to reduce living expenses? Well, today I am going to show you yet another way to look at your expenses — a good … Read more