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Get a Credit Freeze to Avoid Identity Theft

Get a Credit Freeze to Avoid Identity Theft 3

As you have probably heard, the fastest growing crime in the U.S. is identity theft. One of the ways that this is carried out is when someone uses your personal information, including your Social Security number, to open a credit account in your name. This can affect your ability to open your own credit account, … Read more

The Best Places to Borrow Money

borrow money

Nobody wants to go into debt but sometimes you may need to find some short term financing to help you get through temporary hiccups in your financial life. When situations like this arise it is important to know the places that you can turn to for financial help. Payday lenders and pawn shops are the … Read more

How to Avoid a Personal Debt Crisis

In the previous article, I discussed how to overcome a personal debt crisis. In this article, I want to discuss how to avoid it in the first place (or prevent it from reoccurring). The best way to overcome a personal debt crisis is to never have one. With some forethought, discipline, and planning you can … Read more

How to Overcome a Personal Debt Crisis

You’ve hit a brick wall. You have run out of money and have no available credit. Everything is maxed out. You have no easy way to increase your income, and there are still bills due this month. The cable has been disconnected, and the power is next. You’re out of money and you’ve got bills … Read more

The Debate Between Debit Cards and Credit Cards

The Debate Between Debit Cards and Credit Cards 10

More than half of all card transactions are now being paid with debit cards rather than credit cards, according to the Nilson Report. The debate between debit cards and credit cards continues on.  Many people made the switch to debit cards in an effort to avoid racking up too much debt and to help manage … Read more