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Should You Pay Your Student Loan with a Credit Card?

Should You Pay Your Student Loan with a Credit Card? 1

Short Answer: Unless you can transfer your balance to a 0% APR card and pay it off before the introductory rate expires, it doesn’t make sense to pay your student loan with your credit card. For some students, particularly those who are having a hard time finding a good job in a tough economy, student … Read moreShould You Pay Your Student Loan with a Credit Card?

5 Reasons to Get Unsecured Business Loan from Lending Club

5 Reasons to Get Unsecured Business Loan from Lending Club 3

With the current credit crunch, raising capital to start or expand a small business can be a real challenge. The bitter irony is that while interest rates are at historic lows, access to funding sources has all but dried up. As a result, many small companies have turned to business credit cards. While credit cards … Read more5 Reasons to Get Unsecured Business Loan from Lending Club

Advantages and Disadvantages of Prepaid Debit Cards

Advantages and Disadvantages of Prepaid Debit Cards 6

Prepaid debit cards are becoming increasingly popular financial products. With a prepaid card, you load money onto an account associated with a card. The card works like a credit card in that you swipe at a terminal to make payment. However, unlike a credit card, you are using your own money when you use a … Read moreAdvantages and Disadvantages of Prepaid Debit Cards

How to Get Free Credit Score (No Credit Card Needed)

How to Get Free Credit Score (No Credit Card Needed) 14

Do you want to know your credit score but are not sure where to look? This article will walk you through the three main ways you can check your scores for FREE. It will also touch on why you cannot get free scores from AnnualCreditReport.com (you can only get free credit reports) and explain the different types … Read moreHow to Get Free Credit Score (No Credit Card Needed)

National Foundation for Credit Counseling: Advice You Can Trust

National Foundation for Credit Counseling: Advice You Can Trust 16

The world of credit counseling is filled with companies looking to make a quick buck providing advice on how to reduce or consolidate your debt. It’s a dangerous industry because your credit is such an important part of your daily life. Your credit score is used in everything from your cell phone service to renting … Read moreNational Foundation for Credit Counseling: Advice You Can Trust

How to Do Your Own Debt Consolidation and Get Out of Debt

How to Do Your Own Debt Consolidation and Get Out of Debt 20

Debt consolidation companies often give you a fantastic pitch that promises to help you lower your monthly payments and eliminate debt.  All you have to do is work with them, combine all your debt obligations into one low monthly payment, and save tons of money.  Is it really that fantastic, or just a fantasy? Personally, … Read moreHow to Do Your Own Debt Consolidation and Get Out of Debt