Short Answer: Unless you can transfer your balance to a 0% APR card and pay it off before the introductory rate expires, it doesn’t make sense to pay your student loan with your credit card. For some students, particularly those who are having a hard time finding a good job in a tough economy, student … Read moreShould You Pay Your Student Loan with a Credit Card?
With the current credit crunch, raising capital to start or expand a small business can be a real challenge. The bitter irony is that while interest rates are at historic lows, access to funding sources has all but dried up. As a result, many small companies have turned to business credit cards. While credit cards … Read more5 Reasons to Get Unsecured Business Loan from Lending Club
Prepaid debit cards are becoming increasingly popular financial products. With a prepaid card, you load money onto an account associated with a card. The card works like a credit card in that you swipe at a terminal to make payment. However, unlike a credit card, you are using your own money when you use a … Read moreAdvantages and Disadvantages of Prepaid Debit Cards
Bilbo Baggins, the star of the book The Hobbit doesn’t have any debt. This little hero knows how to manage his resources. If we want avoid debt, and live a full life, we can take a few lessons from Mr Baggins. Photo via Wikimedia Commons 1. Live Within Your Means Bilbo Baggins was a hobbit … Read more5 Debt Defying Lessons from the Hobbit
So many students graduate with debt. In fact, student loan debt has surpassed $1 trillion, and the amount of student debt is higher than that of credit card debt. Chances are that you graduated with some student loan debt. I have student loan debt, and it should have been possible to get through all four … Read more5 Ways to Pay Back Student Loans Faster
We can all see the benefits of having a large retirement portfolio. If it’s big enough, it can provide you with a standard of living comparable to — or even higher than — the one that you have when you’re working. But let’s face it, not everyone will have a retirement portfolio that will be … Read moreShould You Pay Off Debt or Save for Retirement?
Do you want to know your credit score but are not sure where to look? This article will walk you through the three main ways you can check your scores for FREE. It will also touch on why you cannot get free scores from AnnualCreditReport.com (you can only get free credit reports) and explain the different types … Read moreHow to Get Free Credit Score (No Credit Card Needed)
The world of credit counseling is filled with companies looking to make a quick buck providing advice on how to reduce or consolidate your debt. It’s a dangerous industry because your credit is such an important part of your daily life. Your credit score is used in everything from your cell phone service to renting … Read moreNational Foundation for Credit Counseling: Advice You Can Trust
Having high credit limits can sometimes seem like a validation of our financial success. If these lenders allow you to borrow such a large amount, they must think well enough of you and you are therefore you must be successful. For younger adults, it can even be fun competing with your friends to see who … Read moreIs it Good to Have a High Credit Limit?
Debt consolidation companies often give you a fantastic pitch that promises to help you lower your monthly payments and eliminate debt. All you have to do is work with them, combine all your debt obligations into one low monthly payment, and save tons of money. Is it really that fantastic, or just a fantasy? Personally, … Read moreHow to Do Your Own Debt Consolidation and Get Out of Debt