The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, and Target REDcard. For more information about the card and promotion, click through the links for the specifics. Card … Read more5% Cash Back Credit Cards, August 2014 Promotion Calendar
Prepaid debit cards are becoming increasingly popular financial products. With a prepaid card, you load money onto an account associated with a card. The card works like a credit card in that you swipe at a terminal to make payment. However, unlike a credit card, you are using your own money when you use a … Read moreAdvantages and Disadvantages of Prepaid Debit Cards
Having high credit limits can sometimes seem like a validation of our financial success. If these lenders allow you to borrow such a large amount, they must think well enough of you and you are therefore you must be successful. For younger adults, it can even be fun competing with your friends to see who … Read moreIs it Good to Have a High Credit Limit?
When it comes to shopping this holiday season, many people are probably thinking of sticking with cash. Many people continue to cut back on spending and avoid adding to their debt, it is little surprise that credit cards are out of favor right now. However, credit cards aren’t all evil. There are some advantages to … Read more3 Reasons to Use Your Credit Card for Holiday Shopping
Credit card companies are beginning to send out more credit card offers to individuals with good credit scores. There had been a downturn in the number of offers sent out, but with the economy stabilizing the companies need to attract more users. An increase in card offers is also well timed for the busy shopping … Read moreShould You Open New Credit Card Accounts to Get the Rewards?
Rewards cards allow you to earn cash back or other incentives just for using your credit card. Smart shoppers know how to maximize their rewards by using their credit card for their every day spending and monthly bill payments. However, have you taken the time to consider if you can get even more out of … Read moreHow to Get the Most From Your Rewards Cards
One of the first things that many of us look for when applying for a credit card is the interest rate. While a low interest credit card is nice, does interest rate always matter? In some cases it might, but if you are smart about your credit card use, the lowest interest rate might not … Read moreWhen to Choose a Low Interest Credit Card Over a Reward Card
I have discussed using balance transfer credit cards to help you reduce your debt more quickly. As such, I think it’s prudent to go over the advantages and disadvantages of using a balance transfer credit card and also how to make a balance transfer. Hopefully, this will help you better understand what is involved and … Read moreThe Pros and Cons of Making a Credit Card Balance Transfer
For decades our society has spent money we don’t have. Conspicuous consumerism was a term that was fashioned in the 1980’s and continued until the Great Recession hit in 2008. If we didn’t have the money for it, we simply put it on our credit cards. Some households carried credit card balances that would rival … Read more6 Tips to Help You Reduce Your Credit Card Debt
When you go to rent a car chances are that the rental agency will want to see a credit card. Indeed, the whole rental car industry is set up to favor credit cards. As a result, you may have a few hoops to jump through when you try to rent a car with a debit … Read moreRenting A Car With Debit Card