How do you find a good lender? How to find the best mortgage rates? These are some of the common questions that first time home buyers face. This is probably a good time to buy a house or refinance your existing mortgage, because interest rates are low and the home prices are still off their … Read moreHow to Get Best Interest Rate on Your Home Mortgage
Housing represents a major cost for many of us. Whether buying or renting, the cost of housing is something that we all have to deal with. It can be cheaper in many cases to rent rather than buy. Finding a cheap apartment to rent can provide you with a place to live, while at the … Read moreHow to Find Cheap Apartments for Rent
For many, buying a home is still considered an important part of the American Dream. Even following the real estate crash, many still want to purchase homes. The idea of “owning” a residence still exerts a strong pull for many. However, few people actually have the resources to pay for a house with cash. Most … Read moreWhat Credit Score Do You Need to Buy a House?
One of the decisions that a homeowner might be faced with when moving is this: sell the home, or rent it out? Even if you aren’t facing that decision, you might be interested in getting started in owning an investment property so that you can develop a regular source of income. In either case, you … Read moreWhen to Hire a Property Management Company
One of the ways that you can generate income is to rent out a property. However, there are a lot of challenges to being a landlord. You have a lot of responsibilities, and they can be made harder by a difficult tenant. If you want a good renter for your property, you need to take … Read moreHow to Find a Good Tenant for Your Rental Property
I am currently in the process of buying a rental property and one of the questions that came up was: is it better to buy a rental house with cash, or is it better to take out a mortgage? Personally, I always believe that it is better to borrow, especially in this low interest rates … Read moreShould You Finance Your Rental Property Purchase or Pay Cash?
When it comes to the costs of homeownership, most of us tend to focus on monthly payment and the size of the needed down payment. Sometimes, the cost of repairs and maintenance will come into the discussion as well, but there’s another cost that seldom enters the picture: transaction costs. We do think about transaction … Read moreThe Cost of Buying and Selling a Home
The idea of doing something yourself is an attractive one. You can save money by taking matters into your own hands. However, before you decide that it’s the best idea to do it yourself, consider whether or not you might actually be better off paying someone else to take care of it. Photo via Wikimedia … Read moreDIY Projects: Should You Do It Yourself?
Clutter seems to just… happen, doesn’t it? One day your home is new, you’ve just moved in. Everything is perfect. You unpack your belongings, put everything just so, and ta-da! Your home is decorated, organized, and great. You turn around a week later and can’t find anything. And the closets are bursting at the seams. How did … Read moreCleaning Out: The “Have I Used This in 12 Months?” Philosophy
When you purchase a home you make a mental judgment about how long you plan to live there. If the time frame is relatively short — just a few years — it normally doesn’t make sense to purchase. Closing costs from buying and selling plus realtor commissions when you sell will eat away a significant … Read moreHow to Rent Your Home in Another State