Should You Invest in Target Date Funds? Pros and Cons
…There are also a few things that make Target Date Funds unattractive: 1. Double Fee Structure Target Date Funds are Funds of Funds. For some funds, you are paying for…
…There are also a few things that make Target Date Funds unattractive: 1. Double Fee Structure Target Date Funds are Funds of Funds. For some funds, you are paying for…
…Ramsey Step 3: Fully Funded Emergency Fund at Being Frugal How and Why to Start an Emergency Fund at Get Rich Slowly Emergency Fund: Your Safety Net Against Financial Emergencies…
…helpful information to help you get started with building an emergency fund. How Much Money for Your Emergency Fund A general rule is to have a minimum of 3 to…
…set that aside in a savings account. You can read more about it here: Set Up a $1,000 Mini Emergency Fund. Before you try to save a fully-funded emergency fund…
…by the mutual fund that you pay. When you look at the mutual fund prospectus, the mutual fund is required to disclose all its fees. In addition, they will include…
…the years. Mutual Fund Disadvantages 1. Expenses Mutual funds can be your friend and your enemy when it comes to expenses. On the plus side, some mutual funds do not…
What are Exchange-Traded Funds (ETFs)? They are investment funds that hold underlying assets like a mutual fund, but are traded on the stock exchange like individual stocks. To better understand…
…S&P 500 Index Fund, a Target Date Fund, or a US Large Cap Fund. If you have multiple funds to choose from, pick the one with the lowest expense ratio…
Just like Football, high turnover is bad for you and good for the other team. Investing in mutual funds and exchange-traded funds (ETF’s) with high turnover ratios involves paying a…
…500 Index Fund (FXAIX) has an expense ratio of 0.015%, and Vanguard Index Fund has an expense ratio of 0.14% (VFINX). Invest in funds with a lower portfolio turnover ratio….