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Financial Freedom and Personal Finance Success by Moolanomy.com

Moolanomy Personal Finance Blog is home to the 12 Steps Guide to Financial Freedom and Personal Finance Success. We discuss financial concepts in an easy to understand language to help you improve your finances and better your life.

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What is Your Thought on Socially Responsible Investing (SRI)?

Recently, I wrote about lending money on Prosper, which is one of the many peer-to-peer lending networks that are popping up everywhere. The post itself didn’t say anything about socially responsible investing (also known as, SRI, morally responsible investing or ethical investing). However, a lively discussion on this topic came up when Kevin stated his … Read more

Dave Ramsey’s College Savings Advice

Dave Ramsey's College Savings Advice 3

On Monday night, I stumbled upon the Dave Ramsey Prime Time on Fox Business Network Show¬†and stopped channel surfing to watch it. I heard about Dave Ramsey through my friends — many of whom greatly admire him (e.g., Ana, Randall, Lynnae, Gibble, and Mrs. Micah). Personally, I like how he helps thousands of people get … Read more

Six Streams of Income

This article shares six alternative income ideas, including investing for cash, side business, seasonal income opportunities, rental income, part-time job, and royalties/patents income.

Quick Wins, Pareto, and Personal Finance

Quick Wins, Pareto, and Personal Finance 7

In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented: Interesting concept — so is it suggesting that I would be better of not trying to … Read more

The Three Stonecutters

When I mentioned that I failed to get into a medical school, Jonathan of My Money Blog said, “The main thing is that if you go into medicine for the money, you’ll be much less likely to succeed and the money won’t be worth it.” I fully agree with his comment and it reminds me … Read more