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Financial Freedom and Personal Finance Success by Moolanomy.com

Moolanomy Personal Finance Blog is home to the 12 Steps Guide to Financial Freedom and Personal Finance Success. We discuss financial concepts in an easy to understand language to help you improve your finances and better your life.

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Emergency Fund: Your Safety Net Against Financial Emergencies

Emergency Fund: Your Safety Net Against Financial Emergencies 1

You know you need to have some money set aside for life’s emergencies, but how much is the right amount? Should you have a separate fund for your car, for unemployment, and for medical problems?¬†At the end of the day having some sort of emergency fund, specific or not, is better than having none at … Read moreEmergency Fund: Your Safety Net Against Financial Emergencies

How to Find the Best Home and Auto Insurance Rates

How to Find the Best Home and Auto Insurance Rates 5

Home and auto insurance premiums tend to go up each year. The good news is that it is easy to get free quotes, you can often shop for both policies together and take advantage of multi-policy discount. Insurance premiums are more negotiable than most people think, and with some work, you can save a lot … Read moreHow to Find the Best Home and Auto Insurance Rates

How Much of Your Portfolio Should Be in International Stocks?

How Much of Your Portfolio Should Be in International Stocks? 10

If you are new to investing and asset allocation, you might see some recommendations to invest in International Stocks, but every person you asks seem to give you a different answer about what percentage of your portfolio should be in international stocks, and why. Personally, I have been in the 30% range for a long … Read moreHow Much of Your Portfolio Should Be in International Stocks?

Best Investments for Low Interest Rate Environment

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Low interest rates might be good for the economy and consequently for the Stock Market; however, it is no laughing matter to the millions of seniors that depend on fixed-income investments for their retirement income. With Treasury yields in the mid-2% range and lower (see Bloomberg.com), investors are finding that the low interest rates make … Read moreBest Investments for Low Interest Rate Environment