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The 4% Safe Withdrawal Rule May Be Hazardous to Your Wealth

The 4% Safe Withdrawal Rule May Be Hazardous to Your Wealth 1

Beware of oversimplification. As Albert Einstein wisely stated, “Everything should be made as simple as possible, but no simpler.” Nowhere is this truer than the conventional wisdom in retirement planning. The “4% rule” became the oversimplified “truth” for safe withdrawal rates after published academic research showed it was the maximum you could spend from savings … Read moreThe 4% Safe Withdrawal Rule May Be Hazardous to Your Wealth