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Alternatives to Savings Accounts: CDs and Money Market Accounts

Alternatives to Savings Accounts: CDs and Money Market Accounts 7

You know that having an emergency fund is important, that building up savings is a wise thing to do for your financial health. However, you have also probably noticed that savings accounts generally do not provide very high yields. While your emergency fund isn’t necessarily meant to produce big time yields, it is nice if … Read moreAlternatives to Savings Accounts: CDs and Money Market Accounts

Why a Good Credit Rating is Important Even if You Don’t Use Credit

We hear a lot about how important it is to have a good credit rating. Indeed, we are often told that having good credit is important, but we aren’t told why. For those who prefer to use the money they already have, and do not want to be involved with credit, a good credit rating … Read moreWhy a Good Credit Rating is Important Even if You Don’t Use Credit

How to Find More Money for Your Retirement Account

How to Find More Money for Your Retirement Account 15

One of my financial goals for this year was to increase the amount of money I put into my retirement account. Some day I would like to max out as many retirement accounts as possible, but for now I’m just happy to increase my regular contributions. In this economic climate, many are seeing that it … Read moreHow to Find More Money for Your Retirement Account

Savings Basics: How to Get Started with Savings Accounts

Savings Basics: How to Get Started with Savings Accounts 18

One of the keys to financial freedom is developing a habit of saving. It sounds really basic, but many people have trouble with this, and many just don’t know how to start. Here is an overview of how you can get started with savings accounts. The article will cover types of savings accounts, how to … Read moreSavings Basics: How to Get Started with Savings Accounts

Is It Better to Buy Or Rent? The True Cost of Homeownership

Is It Better to Buy Or Rent? The True Cost of Homeownership 21

When many people start thinking about buying a home, they usually get excited about figuring out how big a house they can get and use online mortgage calculators to help them estimate monthly payments at a specific interest. What many of these calculators don’t include, though, are additional costs. We often forget that homes need … Read moreIs It Better to Buy Or Rent? The True Cost of Homeownership