Tax Day is rapidly approaching. It’s true that you still have until April 18 this year, but you might be surprised at how fast time flies. Especially when you don’t want it to. One of the reasons you might not want time to fly is that you know you owe money on your taxes. This … Read more IRS Payment Plan: Help for Those Who Can’t Pay Their Taxes
Things can be complicated in a marriage, and this includes finances in some cases. When debt enters the picture, there are often many questions that come with it. In today’s world, it is likely that at least one spouse will come to a marriage with some form of debt, from credit cards to cars to … Read more Are You Responsible for Your Spouse’s Debt?
You know that having an emergency fund is important, that building up savings is a wise thing to do for your financial health. However, you have also probably noticed that savings accounts generally do not provide very high yields. While your emergency fund isn’t necessarily meant to produce big time yields, it is nice if … Read more Alternatives to Savings Accounts: CDs and Money Market Accounts
We hear a lot about how important it is to have a good credit rating. Indeed, we are often told that having good credit is important, but we aren’t told why. For those who prefer to use the money they already have, and do not want to be involved with credit, a good credit rating … Read more Why a Good Credit Rating is Important Even if You Don’t Use Credit
“See a penny, pick it up. All day long you’ll have good luck.” This little poem is one that I remember from my youth. It was brought back to my attention as my son and I rolled coins from his allowance jar. As we rolled the pennies, he asked, “Is it worth it to keep … Read more How to Build Savings from Spare Change
One of the biggest decisions that college freshmen need to make is whether or not to live at home while attending college. If your university is far away from your home town, the decision is a pretty easy one, since you don’t have much choice. However, if you are attending school within an hour of … Read more Should You Live at Home While Attending College?
One of my financial goals for this year was to increase the amount of money I put into my retirement account. Some day I would like to max out as many retirement accounts as possible, but for now I’m just happy to increase my regular contributions. In this economic climate, many are seeing that it … Read more How to Find More Money for Your Retirement Account
One of the keys to financial freedom is developing a habit of saving. It sounds really basic, but many people have trouble with this, and many just don’t know how to start. Here is an overview of how you can get started with savings accounts. The article will cover types of savings accounts, how to … Read more Savings Basics: How to Get Started with Savings Accounts
When many people start thinking about buying a home, they usually get excited about figuring out how big a house they can get and use online mortgage calculators to help them estimate monthly payments at a specific interest. What many of these calculators don’t include, though, are additional costs. We often forget that homes need … Read more Is It Better to Buy Or Rent? The True Cost of Homeownership
Before you make your next impulse buy, you might ask yourself, “Will this make me feel better or will it make me feel worse?” Anytime we overspend, we succumb to a desire in the same way addicts do to their fix of choice. Bold statement, but not if you think deeply about the way your … Read more How to Stop Impulse Buying