5 Tips for Investing in Mutual Funds

5 Tips for Investing in Mutual Funds 2

Investing in mutual funds is a popular strategy for wealth building because it’s relatively easy to do, while adding a level of diversity to a portfolio. They are also very efficient for adding more shares to your existing investment, because you can often buy more shares without incurring additional transaction fee. Many investors, both beginners … Read more

6 Investment Alternatives to the Stock Market

6 Investment Alternatives to the Stock Market 3

When many of us think of investing, we think of the stock market and bonds. However, investing doesn’t have to be limited to equities and bonds. There are numerous other investment choices available. Some of these investment opportunities can even outperform the stock market. However, as with all investments, it’s crucial to research potential investments … Read more

Strategies to Reduce Taxes on Social Security Benefits

One of the items that many people rely on for retirement planning is Social Security. You know that you will likely receive Social Security benefits (although they might be reduced). However, Social Security benefits are also among the surprising things you pay taxes on. Depending on your income level, and where that money is coming … Read more

5 Ways to Pay Back Student Loans Faster

So many students graduate with debt. In fact, student loan debt has surpassed $1 trillion, and the amount of student debt is higher than that of credit card debt. Chances are that you graduated with some student loan debt. I have student loan debt, and it should have been possible to get through all four … Read more

5 Things to Consider When Choosing a Health Insurance Plan

5 Things to Consider When Choosing a Health Insurance Plan 6

Health care can get expensive, especially if you run into an unexpected medical emergency. Even with health insurance, the costs can be difficult to bear. Without insurance, the costs are practically impossible to manage if you end up in the hospital, or need other emergency care. Choosing your health insurance plan requires that you consider … Read more

Do You Need to Pay Quarterly Estimated Taxes?


I have been running my home business for almost six years now. As a result, I am well acquainted with the concept of paying quarterly estimated taxes. Paying quarterly estimated taxes not only keeps the IRS off your back, but it also helps you avoid a huge — and sometimes inconvenient — tax bill each … Read more