Miranda Marquit
When you achieve a certain level of success with your business, it makes sense to want to expand. But that doesn’t mean that you have to create a huge corporation. Instead of doing all of the expansion yourself, you can encourage others to do it for you. Franchising your business can provide you with a … Read more
Investing in mutual funds is a popular strategy for wealth building because it’s relatively easy to do, while adding a level of diversity to a portfolio. They are also very efficient for adding more shares to your existing investment, because you can often buy more shares without incurring additional transaction fee. Many investors, both beginners … Read more
When many of us think of investing, we think of the stock market and bonds. However, investing doesn’t have to be limited to equities and bonds. There are numerous other investment choices available. Some of these investment opportunities can even outperform the stock market. However, as with all investments, it’s crucial to research potential investments … Read more
When it comes to saving for retirement, it’s important to understand your options. Figuring out which type of account to use is a big deal. For some workers, understanding the difference between a 401(k) and a 403(b) is important. Photo by PT Money. What is a 403(b), and How Does it Differ from a 401(k)? … Read more
Prepaid debit cards are becoming increasingly popular financial products. With a prepaid card, you load money onto an account associated with a card. The card works like a credit card in that you swipe at a terminal to make payment. However, unlike a credit card, you are using your own money when you use a … Read more
One of the items that many people rely on for retirement planning is Social Security. You know that you will likely receive Social Security benefits (although they might be reduced). However, Social Security benefits are also among the surprising things you pay taxes on. Depending on your income level, and where that money is coming … Read more
So many students graduate with debt. In fact, student loan debt has surpassed $1 trillion, and the amount of student debt is higher than that of credit card debt. Chances are that you graduated with some student loan debt. I have student loan debt, and it should have been possible to get through all four … Read more
Health care can get expensive, especially if you run into an unexpected medical emergency. Even with health insurance, the costs can be difficult to bear. Without insurance, the costs are practically impossible to manage if you end up in the hospital, or need other emergency care. Choosing your health insurance plan requires that you consider … Read more
I have been running my home business for almost six years now. As a result, I am well acquainted with the concept of paying quarterly estimated taxes. Paying quarterly estimated taxes not only keeps the IRS off your back, but it also helps you avoid a huge — and sometimes inconvenient — tax bill each … Read more
With the price of gold still relatively high (at least compared to what it was a few years ago), many people think that jewelry could be a good investment. And it doesn’t even have to be gold jewelry. Silver has been on the rise in recent years as well — and it’s more affordable. And … Read more