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Can’t Pay Your Debts? 5 Ways to Hide from Your Creditors

Few people, when swiping their credit cards, or getting a car loan, do so with the intention of defaulting on their debt. In many cases, they are sure they can afford the debt, and that they will be able to make the loan payments. Unfortunately, debt tends to build up and can sneak up on … Read moreCan’t Pay Your Debts? 5 Ways to Hide from Your Creditors

5 Home Business Ideas with Low Start Up Costs

5 Home Business Ideas with Low Start Up Costs 8

The changes we have been experience over the past 10 years has many thinking that a home business might not be a bad idea. It’s not just about escaping the rat race; in some cases, it’s about income diversity. The reality that anyone could get fired from a steady paying job is one that has … Read more5 Home Business Ideas with Low Start Up Costs

10 Extra Costs When You Buy a New Construction Home

10 Extra Costs When You Buy a New Construction Home 14

When you purchase a new home, there are a lot of costs that you might not think about. Some of the typical costs of homeownership, in addition to the mortgage payment (principal and interest), include property taxes, homeowner’s insurance, and utilities. However, these are costs that many people expect to pay eventually — even if … Read more10 Extra Costs When You Buy a New Construction Home

Your Paycheck: Tax Withholdings and Payroll Deductions Explained

Your Paycheck: Tax Withholdings and Payroll Deductions Explained 17

When you first start a job, it’s exciting. You agree on a salary, and you are thrilled that you will soon be getting paid. If your salary is $40,000 a year and you are paid every two weeks, you might be expecting $1,538.46 each check (i.e., your salary divided by 26 pay periods). Unfortunately, this … Read moreYour Paycheck: Tax Withholdings and Payroll Deductions Explained

How to Choose the Best Credit Monitoring Service

How to Choose the Best Credit Monitoring Service 20

The financial world today is fraught with pitfalls. One of the biggest issues is your credit score. Lenders — and others — check your credit score regularly to see what sort of default risk you present. Your credit score is largely based on the information that is reported to the major credit bureaus, so it … Read moreHow to Choose the Best Credit Monitoring Service

How Big Should an Emergency Fund Be?

An emergency fund will help you prepare for life’s unpleasant financial surprises. Depending on the size of your emergency fund, you can supplement your income if something happens to the ability of someone in your household to work. Additionally, an emergency fund can help you pay for car repairs, or help you take care of … Read moreHow Big Should an Emergency Fund Be?