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5 Home Business Ideas with Low Start Up Costs

5 Home Business Ideas with Low Start Up Costs 8

The changes we have been experience over the past 10 years has many thinking that a home business might not be a bad idea. It’s not just about escaping the rat race; in some cases, it’s about income diversity. The reality that anyone could get fired from a steady paying job is one that has … Read more 5 Home Business Ideas with Low Start Up Costs

Your Paycheck: Tax Withholdings and Payroll Deductions Explained

Your Paycheck: Tax Withholdings and Payroll Deductions Explained 18

When you first start a job, it’s exciting. You agree on a salary, and you are thrilled that you will soon be getting paid. If your salary is $40,000 a year and you are paid every two weeks, you might be expecting $1,538.46 each check (i.e., your salary divided by 26 pay periods). Unfortunately, this … Read more Your Paycheck: Tax Withholdings and Payroll Deductions Explained

How to Choose the Best Credit Monitoring Service

How to Choose the Best Credit Monitoring Service 23

The financial world today is fraught with pitfalls. One of the biggest issues is your credit score. Lenders — and others — check your credit score regularly to see what sort of default risk you present. Your credit score is largely based on the information that is reported to the major credit bureaus, so it … Read more How to Choose the Best Credit Monitoring Service

How Big Should an Emergency Fund Be?

An emergency fund will help you prepare for life’s unpleasant financial surprises. Depending on the size of your emergency fund, you can supplement your income if something happens to the ability of someone in your household to work. Additionally, an emergency fund can help you pay for car repairs, or help you take care of … Read more How Big Should an Emergency Fund Be?

5 Websites to Help You Manage Your Finances Online

5 Websites to Help You Manage Your Finances Online 35

Technology has provided us with a number of ways to stay on top of what’s happening in our lives. This, of course, includes our finances. There are a number of online financial management applications that can provide you with the means to track your spending, monitor your investments, and work toward reaching your goals. There … Read more 5 Websites to Help You Manage Your Finances Online

What is the Difference Between Preferred Stock and Common Stock?

What is the Difference Between Preferred Stock and Common Stock? 39

When you start learning about investing, you are likely to come across certain terms. You will learn that there are main categories of stocks: Preferred and common. While most of us, when we think of buying stocks, actually think of common stock, it can be profitable to own preferred stock. Here are some of the … Read more What is the Difference Between Preferred Stock and Common Stock?