If you are lucky enough to have a pension plan at work, your next concern is how much you can actually depend on it when you get to retirement. In other words, is your pension plan just a nice piece of paper that will be useless in retirement or will you be able to count … Read moreHow Safe is Your Pension and Can You Depend on it for Retirement?
Pensions are sadly a dying breed of a type of benefits that reward employees for their loyalty for working for the same firm for a long time. With the newest batch of employees that are just graduating expected to have 5 to 7 jobs in their career, there hasn’t been much need to develop a … Read moreWhat is a Pension Plan?
With gas prices continuing to rise there has been an equal increase in the amount of marketing for new fuel efficient vehicles and hybrids. Some of these vehicles claim to have anywhere from 40 miles per gallon and above depending on your driving style. If you are in the market for a new (to you) … Read moreShould You Buy a New Fuel Efficient Hybrid or a Used Car?
Throughout the financial improvement series, I’ve shown you how to save tons of money with big wins, how to automate your finances, and overall better your financial situation. But I know some of you won’t try some or any of the tips I’ve shared. Maybe it’s skepticism. Maybe you think you know better. Maybe you’re … Read more21 Money Mistakes and Problems to Avoid
When you’re looking for your next job there are two ways to get your resume to potential employers and hiring managers: Send your resume to them through an application process Have them (or the company’s recruiters) click on your resume from a resume posting website Either way you want your resume to get noticed. The … Read moreHow to Get Your Resume Noticed
The insights we’ve shared over the last 12 weeks are a great start to righting a severely off-course financial life. Whether it is trimming a few dollars from the budget by cutting back, saving $100 by refinancing your home, or automating menial money tasks, all of the steps can be used to make a big … Read moreEarn More Money to Transform Your Finances
There are 24 hours in a day. 168 hours in a week. 8,736 hours in a year. We all have the same amount of time to work to earn an income, spend, cut back, budget, and invest. No one gets “extra time”. It’s all the same. But I’m sure you’ve heard someone else complain about … Read moreCut Crap You Don’t Use and Sell Your Stuff
In the last article, we discussed how to automate your investments, and today we will cover another easy step to improving your finances — automating your bill payments. I can’t count how many times I used to look at my online checking account and wonder aloud, “Where is that check from?” Photo by CarbonNYC via … Read morePaying Your Bills Automatically
Whether you are surprising your significant other with a marriage proposal or working together to select what she likes, buying an engagement ring can quickly become an expensive task. There are so many “rules of thumb” surrounding how much to spend on an engagement ring that it can be hard to decide what to do. … Read moreHow Much Should You Spend on an Engagement Ring?
Retirement is inevitable assuming you live long enough to reach retirement age. Are you saving enough? Even if you are saving enough, are your peers? The sad answer is probably not. How bad is the average retirement savings? Let’s take a look at it by age group. Although it is not exactly the same as … Read moreThe Average Retirement Savings by Age