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Why Investing Through Your Bank is a Bad Idea

investing in stock market

When considering your options to invest either for retirement or just with the extra money you have, your bank should be one of the last places you consider. Banks are places you keep money in savings, certificates of deposit, and checking accounts; NOT places you want to invest funds for the future. If you never … Read more

Time Value of Money and Opportunity Cost

Time Value of Money and Opportunity Cost 11

Could the phrase “time is money” actually be right and not just a commonly used quote? One of the most critical concepts to understand in the realm of personal finance is the time value of money. A solid understanding of this concept can change your view of many financial decisions, and in the end, save … Read more