When we build an investment portfolio it should include a mix of higher risk securities as well as safer investments. This usually divides the portfolio neatly between stocks and bonds. And with mutual funds and exchange traded funds (ETF’s) being so popular, that usually means stock funds and bond funds. But are bond funds really … Read more Are Bonds and Bond Funds Safe Investments?
Just like Football, high turnover is bad for you and good for the other team. Investing in mutual funds and exchange-traded funds (ETF’s) with high turnover ratios involves paying a substantial amount in transaction fees and other costs. This means these investments are at a performance disadvantage, and they could cost you money in other … Read more 3 Problems with High Turnover Ratio Mutual Funds
If you’re a dedicated saver and have been for most of your adult life, creating and maintaining a personal savings plan for just about any purpose is pretty easy. But if you haven’t been a saver up to this point it could be a bit more involved. On the surface, saving money should be easy. … Read more How to Create a Personal Savings Plan
We all need to make some quick cash from time to time. The easiest way to make a fast buck is to gather up everything you would like to get rid of. Gather items such as clothes you no longer fit into to pieces of furniture you no longer need. Then take good pictures of … Read more The Best Places to Sell Your Used Stuff Fast and Easy
When it comes to investing we can look at all the metrics we like in regard to an individual investment, a group of investments or an entire market. Even if we like what we see, there’s one more factor that has to be considered: risk tolerance. This is where we begin to introduce personal factors … Read more Risk Tolerance and How It Affects Your Investment Strategy
Diversification. We hear that word a lot when it comes to investing; it’s almost an article of investment faith. On paper, diversification always works, and in the right hands, it can work fabulously. But is it right for everyone? I’m going to step out of the box of conventional investment thinking and say that diversification … Read more Why Investment Diversification Doesn’t Always Work