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Using a Home Equity Loan to Pay Off Credit Card Debt

You dread going to the mailbox and answering the phone.  Each paycheck seems to be gone before you’ve deposited it, and still you can’t seem to tame the enormous balances on your credit cards.  Between the high interest and the balances you are carrying, it seems as though you will never dig yourself out of … Read moreUsing a Home Equity Loan to Pay Off Credit Card Debt

Direct Sales: Perfect Job for Stay-At-Home-Moms?

Since becoming a parent, I’ve been noticing just how many of my fellow stay-at-home-mothers are supplementing their income through direct sales jobs. We’ve all had some experience with one of these companies—either going to a makeup or candle or scrapbooking party, having a friend become a consultant, or even going to one of the big … Read moreDirect Sales: Perfect Job for Stay-At-Home-Moms?

How to Make an Early Roth IRA Withdrawal (and Why You Might Want to)

Roth IRAs are a great way to save for your retirement. Like Traditional IRAs, Roths are set up so that you will only have to pay income taxes on your money once rather than getting the double whammy of paying before you invest and again after you withdraw. Unlike Traditional IRAs, however, Roth accounts are … Read moreHow to Make an Early Roth IRA Withdrawal (and Why You Might Want to)

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