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What are Mutual Fund Expense Ratio and Fees?

A mutual fund represents money contributed by multiple investors.  That money is managed by an individual, or more likely, a whole slew of individuals.  Not surprisingly, those folks who help manage and oversee your money do not do it on a volunteer basis.  They get paid.  Do you want to guess who pays them?  You … Read moreWhat are Mutual Fund Expense Ratio and Fees?

How to Get Your Finances Under Control

How to Get Your Finances Under Control 2

While glancing through a fitness book (Fit and Well: Core Concepts and Labs in Physical Fitness and Wellness) I noticed a subtitle — Reaching Wellness Through Lifestyle Management.  The section “introduces the general process of behavior change and highlights the decisions and challenges you’ll face at each stage.” In my aha moment, I realized that … Read moreHow to Get Your Finances Under Control

10 Characteristics Necessary for Success (Mr. Rogers Style)

10 Characteristics Necessary for Success (Mr. Rogers Style) 5

We are currently in a time when too much emphasis is placed on grades.  Far too many graduating seniors believe that good grades lead to good jobs which leads to a good life.  However, there are many other attributes necessary for success. What is success?  This post isn’t about equating $200,000 a year and success.  … Read more10 Characteristics Necessary for Success (Mr. Rogers Style)

Children’s Allowance: When to Start and How Much to Give?

Children's Allowance: When to Start and How Much to Give? 11

I’m not exactly sure when parents started giving allowances to their kids.  I wonder if that was around the same time when the tooth fairy started stock piling teeth.  However, somehow kids are introduced to the economics of life when they are just wee little humans. On the one hand, some parents say kids should … Read moreChildren’s Allowance: When to Start and How Much to Give?

5 Things to Know Before You Buy an Extended Warranty

5 Things to Know Before You Buy an Extended Warranty 17

It is getting harder and harder to find a product that does not offer an extended warranty these days. It seems like every store now offers some sort warranty on some of their merchandises. For $3, $8, or $40, you can get an extra one, two, or more years warranty. And the pitch usually goes … Read more5 Things to Know Before You Buy an Extended Warranty

How to Write a Check and Balance Your Checkbook

How to Write a Check and Balance Your Checkbook 26

When someone is first enter the world of finances, they will need to learn some new basic finance skills.  Unfortunately, many teenagers and young adults get to college without having a clue about some basic personal finance tasks.  You might make a lot of bad money choices, but if you have some basic financial knowledge, … Read moreHow to Write a Check and Balance Your Checkbook