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What is Your Thought on Socially Responsible Investing (SRI)?

Recently, I wrote about lending money on Prosper, which is one of the many peer-to-peer lending networks that are popping up everywhere. The post itself didn’t say anything about socially responsible investing (also known as, SRI, morally responsible investing or ethical investing). However, a lively discussion on this topic came up when Kevin stated his … Read more What is Your Thought on Socially Responsible Investing (SRI)?

Dave Ramsey’s College Savings Advice

Dave Ramsey's College Savings Advice 3

On Monday night, I stumbled upon the Dave Ramsey Prime Time on Fox Business Network Show and stopped channel surfing to watch it. I heard about Dave Ramsey through my friends — many of whom greatly admire him (e.g., Ana, Randall, Lynnae, Gibble, and Mrs. Micah). Personally, I like how he helps thousands of people get … Read more Dave Ramsey’s College Savings Advice

Quick Wins, Pareto, and Personal Finance

Quick Wins, Pareto, and Personal Finance 7

In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented: Interesting concept — so is it suggesting that I would be better of not trying to … Read more Quick Wins, Pareto, and Personal Finance

What Does It Means to Beat the Market and How I Did It

What Does It Means to Beat the Market and How I Did It 25

You may have heard the phrase beat the market. In this case, the market usually refers to the S&P 500 index. There are other U.S. indices such as, DJIA, NASDAQ 100, NASDAQ Composite, Russell 2000, Wilshire 5000, and many other domestic and international ones. However, the S&P 500 is by far the most used benchmark … Read more What Does It Means to Beat the Market and How I Did It

Top 10 Money Wasters, Are You Guilty?

There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters around (not in any order): Memberships that you never use — e.g., gym membership anyone? Subscriptions that you never … Read more Top 10 Money Wasters, Are You Guilty?