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Best High Interest Savings Accounts for August 2019

Best High Interest Savings Accounts for August 2019 1

Are you earning the most from your savings and money market deposit accounts? Savings and MM accounts are the foundation of a strong financial plan, providing you with financial stability as you work to achieve your goals. There are many banks and credit unions that offer savings and money market accounts. This article aims to … Read moreBest High Interest Savings Accounts for August 2019

18 Common Retirement Investing Mistakes and How to Avoid Them

18 Common Retirement Investing Mistakes and How to Avoid Them 4

Learn from your mistakes is good advice, but learn from other people’s mistakes is even better. I’ve been investing since 1996. In the process, I have learned a lot, mainly from trial and error. Today, I’d like to share some of the mistakes I’ve made when I was a newbie investor, along with some pitfalls … Read more18 Common Retirement Investing Mistakes and How to Avoid Them

Saving for College Education With 529 Plan and Coverdell ESA

Vanguard College Cost Projector

For parents who are saving for their child’s college education, the main concern is not being able to save enough. The first step is to decide if you’re in the position to help your child. This may sound harsh, but your finances take precedence over your child’s college savings. Goals like paying down your debt, … Read moreSaving for College Education With 529 Plan and Coverdell ESA

How to Streamline Your Finances and Simplify Your Life

How to Streamline Your Finances and Simplify Your Life 16

Keep It Simple, Stupid! You’re probably familiar with the KISS Principle. If you are feeling overwhelmed by your finances, you can reduce financial stress and improve your quality of life by reducing, consolidating, and automating your finances. Here, we will be covering a few ideas to help you do just that. 1. Automatic Deductions You … Read moreHow to Streamline Your Finances and Simplify Your Life

The 80 Percent Rule for Retirement Explained and Improved

The 80 Percent Rule for Retirement Explained and Improved 19

In How Much Money Do You Need to Retire, I mentioned using the 80% rule to calculate retirement needs. You may have heard this rule before; here is a variation of it: You need 80% of your pre-retirement income during your retirement. Where Did the 80% Number Come From? The theory behind the 80% number is that … Read moreThe 80 Percent Rule for Retirement Explained and Improved

How to Start Investing in Stocks for Beginners

How to Start Investing in Stocks for Beginners 23

Neither one of my parents know how to invest in the stock market, and it wasn’t a part of my formal education. I had to learn how to invest on my own by trials and errors — so I know how intimidating it is for people who are new to investing. Where do I start? … Read moreHow to Start Investing in Stocks for Beginners

Best High Interest and Reward Checking Accounts for August 2019

If you keep a lot of money in your checking account, moving your money to a high-interest checking account may be a good move. Below is a list of highest yields checking accounts. Your principal is protected, and you’re guaranteed a positive return on investment. Before you sign up, review the requirements carefully because many … Read moreBest High Interest and Reward Checking Accounts for August 2019

Best 5% Cash Back Credit Cards for August 2019

Best 5% Cash Back Credit Cards for August 2019 32

The following credit cards offer 5% cashback bonus promotions — usually on a quarterly rotating basis in select categories of goods and stores. The best strategy is to have several of these reward cards so all your categories are covered and you ensure that you don’t hit the cap where your reward is reduced to … Read moreBest 5% Cash Back Credit Cards for August 2019