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Should You Refinance Your Mortgage? Refinancing Pros and Cons

Should You Refinance Your Mortgage? Refinancing Pros and Cons 1

Should you refinance your mortgage? The general rule of thumb is if you can reduce your current interest rate by 1% or more, it is worth it to do a mortgage refinance. And many people are happy to follow this rule as long as it lowers their monthly payment or lets them take out some … Read moreShould You Refinance Your Mortgage? Refinancing Pros and Cons

Renting vs Buying – Should You Rent or Buy Your Home?

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As a Realtor, I have dissuaded potential home buyers from buying more than once. Yes, it is not good for my pocketbook, but it is the right thing to do. If you’re in the financial and credit position to buy a house, buying may still not be the right thing for you (see below). For … Read moreRenting vs Buying – Should You Rent or Buy Your Home?

12 Steps to Financial Freedom and Personal Finance Success

12 Steps to Financial Freedom and Personal Finance Success 4

Welcome to Moolanomy. You’ve just found a road map to help you improve your finances and change your life! I have been managing my own finances since I gradated from college in 1995. Through the course of the years, I have done many things right and I also made plenty of mistakes. I have learned … Read more12 Steps to Financial Freedom and Personal Finance Success

How to Sell Your House Fast – 9 Tips to Get the Most From Your Home Sale

How to Sell Your House Fast - 9 Tips to Get the Most From Your Home Sale 15

Now that the house hunting season is in full swing, I thought it’s a good idea to revisit these house selling tips again. Although the economy has been improving, the housing market still favors buyers over sellers in many areas (with the exception of some low inventory areas where there are more buyers than sellers). … Read moreHow to Sell Your House Fast – 9 Tips to Get the Most From Your Home Sale

Best Discount Brokers: Lowest Mutual Fund Trading Fee

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This list of stock broker is based on the Best Discount Brokers: Lowest Trading Fee for Stocks and ETFs list sorted by Mutual Fund trading fees. This list should help investors who primarily invest in mutual funds to quickly identify the best brokerage firm for them. The list is sorted from the lowest commission cost … Read moreBest Discount Brokers: Lowest Mutual Fund Trading Fee

Dave Ramsey: Pay Off Your Mortgage Early or Not

Dave Ramsey: Pay Off Your Mortgage Early or Not 28

Should You Pay Off Your Mortgage Early? This is an age-old question with no definitive answer. There are people who believe paying off mortgage as fast as possible is better, and there are people believe investing the difference is better. Dave Ramsey advocates paying off your home loan early in his book The Total Money Makeover. … Read moreDave Ramsey: Pay Off Your Mortgage Early or Not