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10 Ways New Parents Overspend on Their Newborns

10 Ways New Parents Overspend on Their Newborns 7

My wife and I have been new parents for nearly five months now. Lucky for us, we got some good advices early on, including those from a guest post by Paidtwice: 10 “Preparing For Baby” Tips For the Frugal-Minded. However, I understand how easy it is to overspend on newborns. They are so precious to … Read more 10 Ways New Parents Overspend on Their Newborns

eFinPLAN Online Financial Planning Software Review

eFinPLAN Online Financial Planning Software Review 11

Kent Irwin, who recently wrote a guest article: Is Suze Orman Right, Can You Be Your Own Financial Planner?, sent me a free license to use his eFinPLAN online financial planning software. In this post, I am going to provide you with my initial experience, and I will follow up with a second post to … Read more eFinPLAN Online Financial Planning Software Review

Efficient Market Hypothesis (EMH)

In The Only Guide To A Winning Investment Strategy You’ll Ever Need, Larry Swedroe dedicated a major portion of the book to the discussion of the Efficient Market Hypothesis (EMH), specifically to explain why investing in passively managed funds is a winning investment strategy. What is Efficient Market Hypothesis? The Efficient Market Hypothesis asserts that … Read more Efficient Market Hypothesis (EMH)

No Budget, No Problem: Achieving Financial Success without a Budget

No Budget, No Problem: Achieving Financial Success without a Budget 30

When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much said he saves as aggressively as he could and let the chips fall where they may. On the other … Read more No Budget, No Problem: Achieving Financial Success without a Budget