40+ Passive Income Ideas and Ways to Make Money

40+ Passive Income Ideas and Ways to Make Money

Passive income are income sources that require very little work once you set it up and put things in motion. Although there are many different ways to make money, we will try to focus on money making ideas that doesn’t require as much ongoing effort (i.e., it is not a job or a business). If you want to start earning $100, $1000 — or even more — by doing very little, this is the right list for you.

While compiling this list, I did my best to avoid scams, and stick with practical ideas that work. I have tried many (but not all) of these ideas. Some of these helped me earned a few dollars here and there, but there are some that helped me earn extra money on the side every single day! Note that not all ideas will fit your skills and abilities. What works for you depends on your abilities and your current financial situation.

Photo by ErRbBbiiIE via Flickr

Passive Income Ideas

The following money making ideas are mostly passive, and are proven to work.

1. Earn Higher Interest on Your Savings

One of the easiest ways to increase your passive income is to shift your savings to a bank that pays a higher yield on your savings — some of the banks on our list pays as high as 2.5% which is way higher than a typical savings account. Although it doesn’t sound like much (especially in this low interest environment), little things do add up and eventually interest rates will rise.

2. Build a CD Ladder

For a slightly higher yield, build a CD ladder.  Break your money into smaller chunks and buy a series of 1-year high yield certificates of deposit. To learn more about this, take a look at How to Create a CD Ladder.

3. Use Cash Back Reward Credit Cards

You buy stuff every day…why not make the most of your purchases? Look for a credit card that pays cash back on your purchases. When you make your day-to-day purchases, use a reward card and get money back. Some cards offer as high as 5% on selected category or merchants on a rotating basis (and some will have limit on the amount of cash back you can earn) so you might want to have several cards to maximize the cash back.

My family gets several hundred dollars a year from using these cards.

4. Get Cash Rebates When Buying Online

When you shop online, go through Ebates by Rakuten (get $10 right now just for signing up!) This web site provides you with extra cash back (on top of your credit card cash back) when you buy through them. You can install the browser toolbar or extension for even a better result. As a bonus, you also get extra money when you refer Ebates to your friends.

5. Take Advantage of 401(k) Matching

This one is a deferred gratification, however, you’ll be missing out on a lot of money if you don’t take advantage of this free money. If you company offers matches your 401(k) contribution, you should at the minimum, contribute enough to get all of the matching money. That money and yours will grow in your retirement account and be there for you once you reached retirement age.

6. Invest in Dividend Paying Stocks or Funds

If you’re looking for current income, investing in the dividend paying stocks (or better yet…dividend ETFs) is a good way to earn money regularly. Pay particular attention to the S&P Dividend Aristocrats; these are companies that have long histories of increasing their dividend payouts each year.

7. Invest in Bonds or Bond Funds

As part of a healthy investment diversification, you want to have some bonds to go with your stock investments. You don’t want to have too much early in your investing career, but as you reach retirement age, your bond investments will become an important income generator.

8. Real Estate Investing

This is mostly passive once you have it all set up, but it does take a lot of work at the beginning. Real estate investing also requires occasional maintenance. Currently, we invest in a couple of rental properties and earn about $500 profit from each per month. You can read more about my rental properties at MoneySmartLife.com: How and Why I Became a Landlord.

If you don’t want to get your hands dirty, you can gain exposure to real estate investing through Real Estate Investment Trusts (REITs). REITs invest in real estate and mortgage, and pay out 90% of the taxable income to shareholders annually. REITs trade like stocks and funds, so it is very easy to get into.

There are also other options such as Real Estate Crowd Funding and Real Estate Syndication, but these are a little bit more advanced for our current discussion.

9. Lend Money via Social Lending Network

Lending Club is a platform where you can lend your money to other people. You’re the bank. Each note is only $25, so you can invest $1,000 and lend money to 40 people. There are many grades of loan (from safest to riskiest) and investors earn, on average, between 5% and 7% annualized returns. For more information, check out Investing and Making Money with Lending Club Peer-to-Peer Lending.

10. Earn Money When You Search

You probably do a couple of web searches each day. If you do all your web searches through Swagbucks.com (instead of Google or Bing), you can collect points called SwagBucks. Trade your SwagBucks for a variety of prizes, including gift cards for Amazon.com, Walmart, PayPal, and more.

Ways to Make Extra Money (Side Hustles)!

In addition to the passive income ideas listed above, here are additional money making ideas you can try. Most of these are not passive income ideas, and will require ongoing work to maintain the income. Spend an hour or two each day working on ideas that are practical for you, and you can build alternative income sources to help you improve your finances:

  1. Make money with YouTube.
  2. Make money on Twitch.
  3. Make money blogging. This blog has been providing me with daily income since 2007. You can learn more about blogging and start start your own blog. Use the following articles to learn more about starting a blog:
  4. Set up online niche store.
  5. Driver for Uber and/or Lyft — or any of the new delivery services that are popping up daily.
  6. Offer basic services, including babysitting, housekeeping, gardening, dog walking, painting, snow removal, and other similar “odd jobs.” These basic services can provide income for motivated teenagers — and most of these can be done right in your neighborhood. Here are some sites:
    • Care.com for babysitting, childcare, tutoring, etc.
    • Rover.com for dog walking, pet sitting, and pet boarding.
    • Nextdoor.com – there are a lot of people offering money for basic services in your own neighborhood.
  7. Offer skilled services such as tutoring, resume writing, business consulting, blog development, and logo design.
  8. Rent Your Stuff
    • Rent out space in your home.
      • A room or two in your house
      • Your garage
      • Your basement
      • Your parking space
    • Rent out your car
  9. College students: Sell your used books and textbooks at the end of the semester.
  10. Sign up for Cash Crate, complete surveys, and refer your friends.
  11. Freelance using  UpWorkGuru, FreelancerAmazon Mechanical Turk and other similar sites for leads
  12. Write for money using a platform site like HubPages.
  13. You can also write for TextBroker and Constant Content. Apply to write for various websites that hire freelance staff writers.
  14. Ghostwriting. This is very similar to the idea above, but you write anonymously and the assignments are usually longer. You can ghostwrite articles, blog posts, and even books.
  15. Turn your hobbies into income streams. Many hobbies, like photography, videography, quilting, gardening, and woodwork are ideal revenue generators.
  16. Sell handmade products on Etsy.
  17. Write and sell eBooks. This is easier than ever with the help of Amazon and the Kindle.
  18. Enter contests and giveaways (use Google Alerts) and sell the prizes.
  19. Search for freebies and sign up bonuses. For example, you can typically get a $100 bonus from a credit card or bank account sign up.
  20. Turn your everyday spending into college savings with Upromise.
  21. Become an Amazon Associate, and ask your friends to use your affiliate link when they make purchases.
  22. Sell unused items on eBay, Craigslist, Facebook Marketplace. You can also buy bulk items and resell them individually.
  23. Sell your collectibles.
  24. Mystery shopping.
  25. Find missing money using sites like MissingMoneyWhere’s My Refund, PBGC database, and GovBenefits.gov.
  26. Create and sell CafePress T-shirts.
  27. Participate in paid focus group studies.
  28. Sell your body parts and fluids.
  29. Collect cans and bottles for recycling.

In general you can find some ideas just by search “making money” plus a keyword of your choice. For example,

  • Make money cooking
  • Make money knitting
  • Make money listening to music

More Income Resources

  1. 19 Great Passive Income Ideas That You Can Build Now at Wealth Pilgrim
  2. 65 Home Business Ideas You Can Do From Your Kitchen Table at Good Financial Cents
  3. 15 ways to make $200 quick at Christian PF
  4. 10 Unusual Ways to Get Money Fast at Cash Money Life
  5. 25 Ways to Make Money Today at WiseBread
  6. Multiple Income Streams: 10 Ways to Earn Extra Income at The Dough Roller
  7. 5 Ways To Make Some Extra Money at Bible Money Matters
  8. 52 Ways to Make Extra Money at Prime Time Money
  9. Everyman’s Guide to $30 / Month in Passive Income at Money Smarts Blog
  10. Spend less than you earn – the wrong way to think at Brip Blap
  11. 20+ Free Passive Income Resources at Life Optimizer
  12. Passive Income: How to Earn More and Work Less at About.com
  13. 8 Ways To Earn Passive Income Online at iSiteBuild.com
  14. Automate Your Income to Simplify Your Life at Zen Habits
  15. Defining Alternative Income at Lazy Man and Money
  16. 40 Ways to Make Money on the Internet at Dumb Little Man
  17. 102 Ways To Generate Extra Cash at Savings Advice

If you like this article, be sure to check out my Extra Income Guide.

97 thoughts on “40+ Passive Income Ideas and Ways to Make Money”

  1. What an AWESOME list! I have been selling stuff on eBay, half..com and Amazon like mad in the last week and it’s been pretty great. I agree that there is some challenge to this, but I have been doing it off and on for years. Only recently have I started to get serious about selling.

    Thank you for the ideas, though! I have been trying to think of other ways to earn money and a few of the things here (particularly rent-a-coder and tutoring) I have thought about before but not acted on. I appreciate the suggestions!

    At this point, I don’t really need the extra income to pay off my debt, but as I look to my future and my goal of being able to retire at 35, I have a LOT more I need to do to build up my income over the next 13 years 😉

  2. I don’t believe that Amazon allows you to tell your family and friends to buy things through their associates account. I know that their TOS actually tell you that you can’t buy things for yourself through it nor can you have others buy things for you through it.

    Now, how they go about enforcing it is a different story, but you may want to read the fine print when it comes to affiliate programs.

    • I think MInTheGap is right, Amazon does ask you to not have your friends use your affiliate links. I don’t know how they can police it, but I believe in the terms of service.

      I notice that most of these involve A) getting a second job or B) investing income that you already have. There are quite a few examples of each, but they are fundamentally the same.

    • @MInTheGap. From Amazon’s page: http://bit.ly/uny5Qk

      “You may not purchase products during sessions initiated through the links on your site for your own use, for resale or commercial use of any kind. This includes orders for customers or on behalf of customers or orders for products to be used by you or your friends, relatives, or associates in any manner. Such purchases may result (in our sole discretion) in the withholding of referral fees and/or the termination of this Agreement.”

      You can’t make the purchase on their behalf, but it doesn’t say anything about asking your friends to make their own purchases through your web site.

    • Pinyo, it’s this part of what you quoted that concerns me:

      “This includes orders for customers or on behalf of customers or orders for products to be used by you or your friends, relatives, or associates in any manner.”

      Orders for products to be used by your friends, relatives or associates in any manner seems to me to equal having your friends buy things through your site even if it is for themselves.

      Now, I grant to you that I think that this is insane, and highly unenforceable. Also, I would think that Amazon would gladly accept the business and let the people that are advertising share in some deals, but obviously that’s not what the TOS state.

    • @MInTheGap – Yeah, I don’t know why they would be against asking friends. I can understand why they wouldn’t want family. I guess it’s up to the person if they want to point their friends to the web site or not.

  3. I’ve tried the online survey route. WAY too much effort for the return. I can’t tell you how many lengthy surveys I’ve gotten halfway through before being told that I’m not a candidate. They still got tons of info, I got zip. Pretty scammy, if you ask me.

    One great source of income I have found is doing in-person consumer opinion studies. Once or twice a month, I get paid anywhere from $75 to $200 in cash for an hour or two of providing my opinions on a wide variety of topics/products. Look up these firms in the yellow pages in your town and get your data entered into their database. They’ll call if you match who they are looking for.

  4. @Phil – I agree, survey is not for everyone. I am too busy for it, but I have friends who said survey works well for them. I linked to her site.

    I will have to take a look at in-person consumer opinion. I haven’t done one, but is seems to be worth it at $75-$200 a shot.

    @Shanti – Thank you. I used to be a seller on eBay too. I buy wholesales, then retail sell them. But the margin is not as good as I’d like it to be due to all the fees, and I didn’t get a very good price to begin with.

    If you are interested in tutoring, paidtwice is doing it online and getting decent income from it. You should check out her blog and ask her.

    @MInTheGap – I didn’t say family because you and people in the same household cannot buy from your affiliate links. Last time I checked, nothing is wrong with asking your friends to visit your web site and use your affiliate links.

  5. A friend of mine got some vending machines too and I thought it was a really horrible idea. He goes around to them every weekend and collects change and restocks. It sounds like a huge amount of work. I’m all about passive income.

  6. This is such a wonderful resource. Thank you for sharing. If you don’t mind, I’m going to link to this on my blog for all my stay-home mom readers!

  7. @Buck — That’s probably one of my dumbest investment, but some people made it work. Not to mention it’s a big business.

    @Christy — I am flattered. Yes, please do share this with your readers.

  8. Thanks, Pinyo; increasing income is the only way to accelerate your investments (such as by putting at least 50% of the extra income these generate towards your investmnet strategies) … and accelerating your investments is the only way to get financially free or, dare I say … rich!

  9. Here’s an income stream most people have but don’t benefit from, online shopping. I earn over $50 per month as a member. When I shop or those I referred shop, I earn a small cash back amount. So if you shop online at Wal-Mart, Best Buy or Target (did I mention eBay) you can earn cash back as well.

    Why don’t you have this income stream working for you?

  10. Hi Pinyo,

    Have you personally used Prosper or LendingClub? I’ve heard of these websites and I think they’re interesting, but how much protection does the lender have? What happens if the lendee doesn’t pay you back? Are you covered in some way?

    • @Lauren — Yes, I use them both. The amount is not insured in anyway. You judge the investment by borrrowers’ credit rating. Ones with higher credit ratings usually pay back. The one that doesn’t go to collection agency, and you may or may not get your money back.

    • @Lauren — This is no different that want the banks and mortgage companies are doing. If you stick with the highest credit rating, you should be able to get returns that are better than savings and CD. But if you go with high risk borrowers, you could ended up like Bear Stearns and Countrywide.

    • @Zeke — I don’t think that’s important. The key thing is that you are earning income passively from these sources of interest. Good job!

  11. Selling on Amazon.com used to be a good idea but now they take most of your profits. I’m looking for a better alternative to Amazon. Any ideas?

    • @ LuLu Malou

      I’m not sure what percentage Amazon takes, but Etsy is a good alternative – I believe they take a 3.5% selling fee and it costs .20 to list an item. It’s not a bad deal – especially if you have ten or twenty items that you can throw together into a “store”. Here’s a link to “How to Sell”


    • @LuLu — Thank you for your comment. I don’t know the answer because I’ve only used Amazon, but it’s definitely a good topic to write about. I did a Google search for “sell used books” and there are a lot of potential web sites where you can sell your books.

      So far, I tried pricing some books on cash4books.net and bluerectangle.com. The latter pays better. I’d encourage you to look through these sites (from search). I’ll try to put together a list of these and compare them. There are a lot of books I need to sell too.

      @Lauren — Thank you for the idea to sell on Etsy. I’ve always associated it with craft products, not used books.

  12. On point #8 – Becomes a landlord, or a real estate investor — e.g., rent out a parking space, a room, etc.

    You don’t even need to be a landlord – if you have a spare room or even a couch, you can charge travelers to stay the night on sites like raystay.com

  13. Some great resources, I find that Amazon, eBay and Clickbank deliver more controllable results and the widgets that are now available from Amazon and eBay are awesome. I have created a number of associate sites combining widgets from Amzaon, eBay and Affiliate links from Clickbank, to great effect. The key to it all though is thorough niche research and deep, long tail keyword research…always!

  14. I think the key is to focus on what skills that you have that can be turned into an extra income source. No matter what your background or experience there is always something that is transferable into other sectors of society whether it is writing e-books or how to articles and getting paid for it, or selling cosmetics through organisations like AVON in your spare time

  15. I would add opening checking accounts to the list, right next to sign-up bonuses. I have been doing that and have generated several thousand dollars in 2008 just from checking/savings bonuses.

    This is great list Pinyo. Which one of the alternative income sources are you currently working on besides blogging? Which are the most succesful for you?

  16. The best passive income stream is simply the risk-free income from your big nut. Work hard now, save like mad, save your million bucks for $40,000/yr in income and go higher if you want more.

    This is such a great resource!

  17. One idea that has worked for me: Learn how to play Texas Hold’Em and play online for real money .. Pokerstars and Full Tilt are the highest trafficked sites that are open to deposits from Americans.

    Sounds fishy but poker is the only gambling discipline where you aren’t playing against a built-in house edge, only against other players. In the long-run, if you are better than the other players, you make money!

  18. Hi Pinyo,

    Awesome post.

    I felt that Amazon’s return was not really worth it. I’ve been trying to work on my own eBooks but I’m still looking for a niche.

    Right now I’m busy with affiliates.

    I’m glad to have come across your blog.


  19. Great post, especially as summer is approaching, there are a whole bunch of extra revenue streams to engage in. With so many outdoor chores through the summer months, a simple chead ad in the local newspaper could lead to a decent amount of business such as mowing lawns or clearing brush. I have also used craigslist for extra stuff i dont need anymore, and it has worked great!

  20. Smart income tips. No wounder why people like this site. You even get a link from the swedish newspapaer metro.se, congrats…!

  21. I think the CD ladder (which doesn’t really make you money once you adjust for inflation. It’s just a way to keep your money worth the same amount as time goes one) is really just a savings strategy. On P2P, a lot of the commenters lost money. Yikes!

    There are some good ideas for bloggers here though with the ad networks and review sites. Thanks for the list!

  22. Thanks for a great website. I Have been unemployed for two years now, and would appear that I am too old to find another traditional job. I wasted my precious years in corporate and placed all my eggs in one basket (did pay off my debt though.) I have been searching the internet trying to find an opportunity, did some customer service which caused so much stress, I would have been better off being a cubicle dweller. Anyway, my questions is, which is best for a newbie? Should I try building a website (don’t know to) or try an affiliate program? Thanks for your response and keep up the good work.

    • @Jen – I am sorry to hear about your situation. Instead of looking at building a website vs try an affiliate program, these should be part of overall income generation plan. Both of these do not provide immediate return for time invested (if ever). There are millions and millions of websites out there, but few are successful and profitable. However, do not let this discourage you…by all means, start a website and give it a good effort. I just want to warn you that it takes a lot of hard work and learning to build a successful website.

  23. Full of new information (well at least for me). I tried tutoring, decluterring and the usual recycling stuff. I would like to learn more about website development and more of the freelance jobs. But I don’t think my stomach can take plasma donating and selling of body parts. I faint at the sight of blood. I didn’t know you could make fast money from dog walking. But that’s okay I don’t like dogs, actually just cats… I’ll click the links on your article later so that I can learn more of these nice opportunities. I have a nice job; but dire financial straits require me to have a side job to earn money fast.

  24. Great article. Like many others I am already practicing many of these alternative methods since the economic depression. I have found that every little bit helps!! I currently work a day job, babysit at night and on weekends often, & also have my own online business.

    Affiliate marketing is a great extra stream of income but you have to get the right education first and avoid throwing time and money into the countless ways people are promoting that you can make quick, fast money online. There is no such thing — Passive income streams take hard work, dedication, and months to build up. Yet now is the time for many to start building before you are left out in the cold by a job cut, pay cut, business failure, whatever. Or if you have a spouse who has a secure good paying job today and you can stay home. This may not be the case tomorrow and it is best to start preparing in advance if you have the time. It may not be for all but could be a viable option for some.

  25. Lots of income ideas here and many of them can be easily put into action. Lately, I started to upload products on Zazzle and I am sure it will be a nice source of income for me in the long term.

  26. Working from home can get boring and tedious, so have to have the right attitude in order for any home based work or business to succeed.

    One of the easiest way to earn online is to sell people your services. For instance you are willing to design a new graphic ad for $5. This way you can put your talents at work and generate income.

  27. I especially like blogging. Blogging for money is a great way to earn some extra income. Blogger and WordPress are two great sites to get started.

  28. This is an excellent posts, and should be required reading for anyone looking for extra income ideas. I personally like point #8, having a comfortable passive income from 2 properties that I have purchased in early 2000, allowing me to live freely now.

  29. Really an excellent site to get enough information for a need. Thanks for writing such an excellent article and starting this site. Your income ideas are a little unique and but i don’t think that it will be easy for everyone to utilize them. Still it is a good list. Can i ask you a question? How long did it take for you to get these ideas.

  30. Such a great post! I’m a college student and have always wanted to help my mom with our finances since she’s a single mom. This post provided me with so much inspiration. I think I could finally do something (within my reach) that could actually help her without sacrificing my studies. Thank you for your effort in sharing these stuffs. It really helps A LOT! More powers to you… I’m sure you will be blessed even more. 🙂

  31. The more I read about the options available to make extra income, the more I am drawn to writing. I believe the art of writing can be utilised night and/or day; regardless of the weather and no significant costs.

    I would be delighted to hear from anyone who is writing – whatever form it may be apart from blogging 🙂 to learn how you make income from writing and publishing online.

    I am not sure if I have the imagination to write interesting fiction (but I will try) if I believe it could be worth my while. Obviously I have much to learn!

    Over time, I have written many personal letters to friends and aquaintances about whatever is happening in my life or about my occassional travels; comments regarding whatever is happening at the time (social, political, my career and so forth) and I have been thrilled to receive compliments for my writing. Of course, I have written many an obligatory essay for university. Whether I have what it takes to write and interst a wider audience and make money is yet to be tested.

    I would appreciate any advice from those writing online to earn an income and utilising a their natural talent.



  32. It occurred to me while thinking about this topic of some resourceful, proud entrepreneurs I came across while working in an outback town in Australia. The town catered for many itinerate workers a long way from home.

    1. The local town clerk (local govt) once completing his regular employment for the day had a small business which entailed him using his minibus to show tourists and locals around his town pointing out and informing his passengers about the various sites of interest. The bus trip was approximatley 1.5 hours. The cost was reasonable to learn as much about the town and it’s history and he provided a running an educated running commentary and the occassional joke. The tour was completed in time to stop by another local business described below.

    2. This business was a local eating house (for want of a better word) it was named as a ‘restaurant’. The entrepreneur was a woman who held a part-time job at the local post office.Her family were grown. After completing her day time job at 1pm she would come home and prepare a meal as she would for a large family (home cooking) and serve it to her guests who called at her home from 6pm sat a tables set as for family meals. The dining room for guests was her enclosed from verandah. The menu varied and had three courses each night. If she knew in advance, she would prepare for special occassions such as birthdays, anniversaries and so forth. The eating house was BYO alcohol.

    I visited the restaurant twice while working in the town. The cook provided entertainment through her life stories and additional social history of her home town. It was the next best thing to being home in the harsh enviroment of the town’s location.

    On my visits I estimated her taking for one night to be approximately AUD$1,500.

  33. Wonderful list you have in here, Pinyo. All of these ideas are extremely doable. I should know having tried out my hands on a few of them. Some others in here are new to me and I’d be giving them a try quite soon.

    I don’t know how some people do well at surveys and stuff like that. I’ve never found them to be productive or worth my time, but I guess some folks know how to get it to work for them. Thanks for this excellent write-up 🙂

  34. The lesson behind all this is that there are still ways to earn money, even beyond the accepted 9-5 job. You wrote 40 ways, and there are a couple dozen suggestions just submitted by your readers.

  35. Wow! This is quite the in depth article! I appreciate all the hard work you put in. I cannot believe how much money there is out there on this kind of stuff but things have changed greatly in the past decade. I will pass this article along to a few of my friends who can make MUCH better use of it. I did enjoy the read though.

  36. Lot’s of great resources. How long did it take before you saw passive income from your website? How much do you expect each day in income from your blog alone?

    • @Free Money Minute – I am hesistant to call my website income passive, since I do update it regularly. At the same time, if I stop doing everything, it will probably keep running without losing too much traffic or income. I guess it took about a year for the site to be self-sufficient enough for most of the income to be “passive”.

      I don’t have any set expectation for daily income since each day is different, but the total income-to-date has been unexpected and life changing.

  37. With respect to #4 – Invest in dividend paying stocks. I couldn’t agree more.

    I’d like to point out, per the author’s reference to dividend aristocrats… when you focus on the aristocrats you’ll get annual dividend increases. I like to refer to those increases as “raises” (thinking of the dividend payment as a “side-business paycheck”).

    When you reinvest the dividends, and use dividend aristocrats, you can accumulate 10-15% raises annually. That’s pretty good, especially if you can start doing this young enough. Your “side income” will double after 5 years and quadruple after 10 (if you can manage to keep this money set aside, and not spend the dividends). If you start with an average of 2-3% dividend, that means after 10 years, you’re earning 8-12% on your initial investment (EVERY SINGLE YEAR). Of course, if you can keep reinvesting at that point, your income will continue to grow dramatically. If you have a really long time horizon, the same as if you were buying a house with a 30 year mortgage, this becomes a very powerful approach to safety in retirement.

    By the way, you would have to pay taxes on the dividends if it’s not in a retirement account, so that’s another consideration.

  38. Some of the ideas like cashcrate.com have become outdated and they do not provide any value now. You may please correct it.

  39. You have a fairly comprehensive list here, although I’m not sure I would consider most of them to be passive income! A few of them are outdated too, but all in all there is plenty of choice for those in need of some extra cash.

  40. Great list! Personally I wouldn’t sell any body parts, etc. If a person has skills or experience in something they can teach others for money. Students can earn money tutoring–all the while they are learning the material even more thoroughly! I’m bookmarking this. Thanks very much!

  41. Earning higher interest on your savings is always a winner for me and it’s so easy to do. It seems that switiching bank accounts can feel scary to some people but I’ve recently switched to a higher earning intrest account. It took 30 mins. Fantastic

  42. I can say that it is so true about assets. If you are working in a job and need to escape the rat race, build assets and not liabilities. Very good info

  43. Wow – that’s a lot of ways! I’ll be experimenting with several ways to earn money online over the next 12 months. I haven’t been through all of the other sources, but I’m looking for some really odd ones to write about… fun+money, you know…

  44. These are all interesting ways to make extra income without necessarily changing much of your daily life. Cash back reward credit cards are a great way to get money back for the purchases you make.

  45. Great post, very good information here. I am particularly interested in peer to peer lending and plan on doing some of this in 2014, plan on starting small and seeing how it progresses. Thanks for the insight!

  46. Some good writing here! I am a realtor myself and frequently get in touch with clients that consider buying a realty estate a conservative of investing. I once heard of a transport company in Vienna, Austria, which focused their entire profit on buying eventually every house available in the downtown for about 80 years. That must be some of a passive income!

  47. Thank for this extensive work. When you make extra money you need to think simple. First thing you should consider is whatever you do must be safe enough that you don’t lose your initial investment as well. Also, look at the ways you can reduce your costs. This could be car insurance savings or paying back expensive loans or card balances. Saving is making money as well.

    • Saving is making money. Making money is saving!

      And furthermore, the Rain in Spain is always on the Plain!

      I think we’ve got it!

  48. As a landlord myself, I definitely agree with your thoughts on Real Estate Investing. It’s one of the best ways to earn passive income, but it’s definitely not for everyone.

  49. What great ideas to be investigated and inspired by an older 35 year career individual recently a victim of having been terminated due to a “reduction in force”. Thanks and keep the info coming!

  50. Excellent blog post . Lots of ideas . I have earned $1,400 passive income in the past 12 months by an accommodation affiliate website . I am researching ways to earn $300-$500 per month . Your website has given me lots of ideas. Thankyou .

  51. There is definitely money to be made online, to the point people no longer use it as a side income but as a main income.
    Investing money made online or elsewhere in to some of your first suggestions would keep your money working for you. Great suggestions here.

  52. Thanks for the great article…although I have to point out many of the items listed are not passive but active, such as selling bodily fluids, writing blogs or resumes, and collecting bottles and cans. To be truly passive, the income source must require no effort on your part (after initial setup). Real estate, dividends, P2P lending…these are truly passive income sources.

  53. Love this list! So many new ways 🙂 In the past I have done typing transcription for medical practices too – at the end of the day, they email voice files, that I type up into documents, and email back to them by morning. Easy way to keep my typing skills going, after the kids are in bed 🙂

    • Hi Sarah,

      I saw your comments in this page and i was looking for a similar typing jobs. Thought of checking with you on where can I find such jobs. Would you be able to help me with that info?

  54. I am always looking for new ways to earn passive income. Real estate has really worked for us. We find houses in great areas that are either in need of renos or undervalued. So far we have done quite well. Thanks for the insight.

  55. I like the way you have listed the ways to earn extra income and was quite surprise that you did not make mention of network marketing, which is a way to make extra income without quitting your regular, though most people view mlm as a pyramid scheme but the real pyramid scheme is a regular 9 to 5, because you can only have one president of a company at any given time and network marketing business model to promote product that can be used is really cheap to join and can offer a substantial extra income or what do you think?

  56. I started off as a ghostwriter after high school. It was my combined knack of writing and coming up with crazy money-saving ideas for my family that actually led me to write finance blogs. I must say that I had made substantial bucks doing that!

  57. A good article,
    I tried all kinds of ways to make money online
    What works best for me is koocam
    I teach my hobbies and sell my knowledge in every field
    It’s great !

  58. I bought a turnkey rental in the midwest for 100k (25k downpayment) and it cashflows a few hundred dollars a month. Rinse wash repeat.

  59. I have been recently started in a new passive income way with cryptocurrency trading. I think it is pretty awesome, so far I have had back 10% my investment. The software I am using is named trademinator (www.trademinator.com). Incase you want to try it.

  60. Although this is not for the short term investment, I would add buying cryptocurrencies to this list. I would invest up to 10% of my available income and buy 20-30 different cryptos and wait 2-4 years for them to grow. Investing in a bunch of them reduces the risk and increases the chances of having a crypto or more that will grow exponentially like Bitcoin did.

  61. Hey Pinyo, you forgot one. You can always participate in research studies if you have a university or research hospital close to you. I used to do this a ton when I lived in DC. I’d go to the National Institutes of Health on the weekends and be a normal volunteer for biomedical trials that needed normal volunteers for control groups.

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