Increasingly, we as a society are interested in being able to bring just about everything with us. This includes our financial information. We want to be able to make payments, find good deals and manage the budget no matter where we are. Whether you have an iPhone or an Android, you can find some good apps to help you keep track of it all. I don’t have a smart phone, but if I did, here are 15 awesome financial apps I’d think of getting:
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Managing Your Money
Here are some great apps aimed at helping you manage your budget. I’m not putting any one app from a specific bank on this list; just check with your financial institution to see if it offers an app for Android or iPhone.
- Mint.com: Mint offers a free app for iPhone and one for Android. Manage your budget with help from one of the most recognized names in personal finance applications.
- moneyStrands: You can get this free app for iPhone, showing you exactly how you are spending your money. A great way to stay on track with your budget.
- SnapTax: You can get a jump on tax preparation, no matter where you happen to be. TurboTax offers an app that allows you to complete and even e-file your taxes. While the app for iPhone and Android is free, you will be required to pay a fee when the time comes to file.
- iWallet: You can keep up with your expenses — and your income — with help from iWallet. This app costs $2.99 on iPhone and is free if you get iWallet Lite.
- Pay Off Debt: Looking for help paying off your debt? This cool app from Enemy of Debt provides you with a way to organize your debt and effectively pay it off. Cost: $2.99
Business and Making Money
- Square: This is a great app that can be found for Android, as well as for iPhone. You can use this app to accept credit card payments and send virtual receipts. The app is free, but you will have to pay transaction fees when you process a payment.
- PayPal: This is a great app for freelancers and others who are self-employed. You can access your PayPal account on the go, sending reminders, collecting money and performing other functions. Available for iPhone, Android and BlackBerry.
- Expensify: This is an especially useful app for those with business expenses (although it isn’t limited to business). Expensify is free and you can use it with iPhone, Android, Palm and BlackBerry. Will sync with QuickBooks.
- Shoeboxed: You can document receipts and other business documents using the camera on your smart phone with the help of Shoeboxed for iPhone. You pay for a monthly plan (there is a free trial available), and Shoeboxed for Android will organize it all for you. Expense reports and other reports are available quickly and easily.
Saving Money (Shopping!)
These apps are all aimed at helping you save a little money, and find good deals.
- ShopSavvy: This is one of my favorite apps ever. The Android version allows you to scan bar codes at the store and see local and online prices. It’s a great way to save money. iPhone also has a version with its Barcode Reader.
- Groupon: Lots of people like Groupon. If you are one of them, you can get your savings on, whether you have an iPhone or an Android.
- Gas Finder: Want the best prices on gas? Gas finder for Android or Fuel Finder for iPhone will help you locate the lowest prices. Fuel Finder is $2.99 while Gas Finder is free.
- Yowza: One of the annoying things about coupons is the carrying them around. With Yowza, though, it’s possible to keep coupons on your iPhone or Android, as well as your BlackBerry or Palm.
- Gilt on the Go: This app is designed with the luxury shopper in mind. Find great deals on luxury items, from clothing to hotel rooms, with Gilt on the Go, available for BlackBerry, iPhone and Android.
- Our Groceries: You can share your shopping list with your family members, making it easy to see what you still need — avoiding money draining duplications when you use your Android phone. You can also buy ($4.99) the Grocery Gadget for iPhone. This is a synced up grocery list on steroids, including the ability to shop for specific occasions and scan bar codes.
Miranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.