TransUnion credit score is one of the three credit scores that you can obtain. Unlike FICO score, there is a easy and free way to obtain your TransUnion score from a web site called Credit Karma (thanks to Lazy Man And Money for posting about this originally). Originally, Credit Karma didn’t use one of the three main credit scores. Fortunately, they listened to their users feedback, and the score is now based on TransUnion credit score that runs between 300-850.
When I last checked my credit score was 785. Here’s a screen shot of credit score.
Credit Score Comparison
In addition to free credit score, Credit Karma also gives you some comparison information. For example, I learned that I am among 15.9% of the population that has FICO credit score between 750 and 799.
My score is in the 91% percentile of the U.S. population.
And having a score of 785 is considered to be very good.
Overall, Credit Karma is a great addition to your personal finance management toolkit, and you can’t beat the price — free! Moreover, you can also obtain credit score from Experian and your FICO score. Here are tutorials on how to get these score for free.
- How to Get Free Credit Score (No Credit Card Needed)
- How to Get Free Experian Credit Score from Credit Sesame
Pinyo is the owner of Moolanomy Personal Finance and a Realtor® licensed in Virginia and Maryland. Over the past 20 years, Pinyo has enjoyed a diverse career as an investor, entrepreneur, business executive, educator, financial literacy author, and Realtor®.