My wife just got a $26.20 Big Fat Check from Ebates. My sister told me about Ebates a few times before, but I didn’t pay any attention…until my wife tried it and got the check. Since I am all excited about getting the check, I figure I should put together some money saving tips for online shopping:
Discounts and Rebates
- Ebates — Get $5 bonus for signing up an account. Sign-in to Ebates, shop at over 800 merchant partners, and every 3 months they will cut you a “Big Fat Check” if you saved more than $5.01 (see how Ebates works).
- Credit Card Shopping Networks — The two cards I have are Discover Card and Citi Card. Both of them offers shopping program.
- ShopDiscover — Offers 5-20% cash back bonus at nearly 100 major brand name merchant partners. Just go through their links and the extra cash back is applied to your Cashback Bonus account.
- Citi Bonus Cash Center (SM) — This is similar to Discover program. You can earn an average of 5% additional cash back when you shop online, by phone or at participating retail stores. There are over 400 leading retailers in Citi’s network.
- Upromise.com — I have an Upromise 529 Plan. They also offer a similar program called Upromise Rewards, where you can shop from over 550 retailers through them. The money saved is added to your 529 Plan.
- Employee Discounts Program — This will depends on your employer. But it could be worthwhile to ask your boss or the HR manager if one is available for you. I work for a major corporation and I am eligible for discount, not only on my employer’s products, but also on appliances, automobiles, banking & financial services, cell phones & pagers, computers & electronics, office supplies, and travel & relocation.
- Online Coupon Codes — Moreover, some sites will alow you to save even more by entering a coupon code, so be sure to check out our coupon codes for additional savings.
Searches and Deals
- DealScans — This web site keeps track of best deals from major online retailers. You can do basic search using product name, advanced search, or use one of their pre-defined searches: highest rated deals, best deals (%), best deals ($), or cheap filler items.
- Google Product Search BETA (formerly Froogle) — I used to use this feature a lot when it was Froogle. Although you can find really good deals using this tool, it takes a lot of time. The one thing I didn’t like about the tool is that there seems to be a lot of predatory retailers listed in the search results.
If you are still doing some last minute shopping, I hope these tips will help you save some money!
More about online shopping:
- Wall Street Journal Podcast: Finding Deals Online at Consumerism Commentary
- How Not To Overspend On Your Christmas Shopping at Lifehack.org
- Ebates Big Fat Checks at Rocket Finance
- I Love Christmas Shopping on the Internet at Blogging Away Debt
- Ten Tips for Holiday Shopping Online at My Dollar Plan
Pinyo is the owner of Moolanomy Personal Finance and a Realtor® licensed in Virginia and Maryland. Over the past 20 years, Pinyo has enjoyed a diverse career as an investor, entrepreneur, business executive, educator, financial literacy author, and Realtor®.