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Best CD Rates, High Yield Certificate of Deposit Rates

Best CD Rates, High Yield Certificate of Deposit Rates

The following is a list of the nationally available highest yields CD rates. In general, certificates of deposit (CDs) are great investments because your principal is protected by FDIC insurance and your interest rates are guaranteed. Moreover, you can use CD Ladder to make your CD savings more flexible and effective. You can open certificates of deposit at your local bank, but with a little more effort you can secure the best rates through online banks.

Additional High Interest CDs

The following information was last reviewed and updated on January 13, 2017. Rates and conditions change constantly, so please review the information at the bank’s website carefully before you open an account. All banks are FDIC insured.

Bank APY Review
Best CD Rates, High Yield Certificate of Deposit Rates 1
Best CD Rates, High Yield Certificate of Deposit Rates 2
1.15% Discover Bank Certificate of Deposit offers rates between 0.35% APY for a 3-month term up to 2.20% APY for a 10-year term.
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Best CD Rates, High Yield Certificate of Deposit Rates 3

8 thoughts on “Best CD Rates, High Yield Certificate of Deposit Rates”

  1. I think opening a CD even with a small amount is okay as long as the bank you transact with is legitimate. A small amount when saved and added up will always become big savings if handled by a trustworthy individual/company.

  2. I agree with you 100%. If you have debts, pay it off first. There’s no sense putting your hard-earned money into CD’s at 3% rate of return when you have debts charging you 8-15% interest.

  3. I use to have have 2 CD’s & once I stopped getting over 5% interest on them I cash them out & paid off my mortgage that was 4.75%. It worked out well for me. I enjoy having no mortgage. This freed up cash so that I could buy a new car.

  4. It seems that only the long term CD’s have much of a return rate at the moment. It’s unfortunate, but I would only invest in long term CD’s until the rates go up. There are a few gems worth checking out, as well as ING DIRECT.

  5. The rates have been going higher since the last time I saw. I’ve wanted to have a CD account for awhile but the rates weren’t satisfactory for my taste. Probably will wait a little while until I make one since it seems the rates are going up.

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