7 Ways to Cut Your Utility Bills This SummerMy husband likes the house cool, so once summer comes, the utility bills start to rise as the air conditioner is turned on. In order to save money on our utility bills, we often employ a number of strategies that also increase the energy efficiency of our home. If you are concerned about your utility [...]
Economic Stimulus 2010: More Help for Your FinancesMost people consider the economic stimulus as something that happened last year. However, some of the stimulus measures passed following the financial crisis of 2008, and during the recession that followed, are still in effect through the end of this year. If you are still looking for a little stimulus for your personal economy, you [...]
In the U.S., April is the National Financial Literacy Month. The Jumpstart Coalition for Personal Financial Literacybegan promoting April as Financial Literacy for Youth Month in the year 2000. In 2003, this became “official” when the Senate Resolution 48 and House Resolution 127 asked President George W. Bush to declare April as Financial Literacy for [...]
File a Tax Extension Instead of an Amended ReturnAs April 15 inches closer, many are beginning to get their tax documents together and prepare to file their tax returns. However, there are many who don’t have all their tax documents by the requisite time, or who want a little extra time to make some savvy tax moves for their 2009 returns. In such [...]
Tax Tips for 2009 Tax YearTo help you make the most of your 2009 taxes, here are some tax tips to help you organize, prepare, and take advantage of the available tax deductions and tax credits for 2009 tax year. Instead of trying to compile my own list, I reached out to a few personal finance bloggers to share their [...]
How to Maximize Your Energy Efficiency Tax Credit Without OverspendingAs the year is winding down, you may be considering some ways to lesson your 2009 tax burden. Should you take advantage of the federal tax credits Congress has provided certain energy efficiency expenditures? Well, maybe. This post is intended to help you understand these tax credits of energy expenditures and decide if they are [...]
Why The First Time Home Buyer Credit Is Terrible For The EconomyThe first-time home buyer tax credit extension cleared a hurdle in the Senate today with a 98-0 vote, and it could be a done deal if approved by the House this week. All over the U.S., there is an increasingly heated argument over the benefits of the First Time Home Buyers Credit and this extension. [...]
2009 State Sales Tax Holidays And Back To School ShoppingI have noticed a couple of Sales Tax Holidays articles: 2009 State Sales Tax Holidays at Cash Money Life and Sales tax holiday reminder! at Don’t Mess With Taxes. This is a good opportunity to do your back to school shopping and reduce sales tax on items that you need anyway. Of course, you can [...]
“When should I take Social Security?” is the first question everyone faces when contemplating retirement. More than 50% of all men and women start taking benefits at 62. By age 66, well over 90% of all men and women are taking benefits according to the Center for Retirement Research at Boston College. The Break Even [...]
Weekly Highlights: February 13, 2009This week, Moolanomy was featured at Being Frugal as blog of the week — thank you Lynnae! It feels good to be loved, even if it’s a link love. And by the way, Valentine’s Day is tomorrow, so I just want to take a minute and wish everyone a happy and wonderful time with your [...]
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