Smart Spending
Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.
Smart Spending is a subsection of expense management.
Don’t Break the Bank on Holiday Technology
Too often we spend all of our Christmas budgets on technology that seems to go obsolete when the new year comes around. This often leads to our loved ones returning items or getting stuck in long [...]
How to Choose the Best Charity
Whether due to the holiday spirit or simply trying to maximize tax deductions for the year, many people finish out the year by giving money to worthy causes and charities. You have until December 31st to [...]
Holiday Shopping Tips for Black Friday and Cyber Monday
Chances are, you are already planning your holiday shopping. You might even be looking ahead toward Black Friday and Cyber Monday. With retailers still trying to lure customers into spending, this year offers the potential for [...]
What is the Latte Factor® and Can It Really Make You Rich?
One of the most recognized concepts in personal finance is the Latte Factor®. David Bach trademarked this concept as part of his personal finance and financial planning ideas. The basic concept is this: If you stopped spending [...]
Do You Think Making Your Own Applesauce is Worth It?
In early October, my mom came over and taught me how to make homemade applesauce and bottle it for future consumption. Anyone who knows me is well-aware that I’m not what you would call a homemaker. [...]
What is a Layaway Plan? The Advantages and Disadvantages
Halloween is over and the holiday shopping season — don’t fool yourself…it starts way before Thanksgiving — is underway. One of the items making a comeback since the recession has been the concept of layaway. If [...]
Should You Buy an Extended Warranty?
An extended warranty is available for purchase when you buy certain products such as consumer electronics and automobiles. It adds additional warranty protection either from the time of purchase or after the manufacturer’s warranty expires. While [...]
3 Steps to Help You Find Good Deals and Spend Less
I live in a two-story townhouse with an old heating system that leaves the top floor too cold and the lower floor too hot. Over the weekend, I was looking for a space heater for my [...]
3 Power Tips to Take Control of Your Expenses
When it comes to personal finance, you essentially have two major areas of focus: your income and your expenses. On the income side, you’re dependent on a number of external factors such as the economy, your [...]
4 Tips to Pay as Little as Possible When Buying Big Things
One of the best things you can do for your finances is to save up for the things you want. You can avoid many of the pitfalls of debt with the help of saving up, keeping [...]
Browse by Subject
Income ManagementExpense Management
Asset Management
Debt Management
Miscellaneous
Most Popular
- What is a Good Credit Score Rating?
- 40+ Passive and Extra Income Ideas to Help You Earn More
- Best Banks with the Highest Interest Rate for Savings Account
- 401(k) Rollover to IRA: What is it and How does it work?
- How and Where to Get Free Credit Scores
- Best Discount Brokers: Lowest Stock and ETF Trading Fee
Disclaimer
The information on this site is strictly the author's opinion. It does NOT constitute financial, legal, or other advice of any kind. You should consult with a certified adviser for advice to your specific circumstances.While we try to ensure that the information on this site is accurate at the time of publication, information about third party products and services do change without notice. Please visit the official site for up-to-date information.
For additional information, please review our legal disclaimers and privacy policy.
