risk

As many families were hit hard by the recession, it became difficult for them to provide for the human needs let alone man’s best friends needs. In some sad cases, long-time pet owners had to give their beloved pets up to shelters when they could no longer afford to care for them properly. Shelters around [...]

We are currently in a time when too much emphasis is placed on grades.  Far too many graduating seniors believe that good grades lead to good jobs which leads to a good life.  However, there are many other attributes necessary for success. What is success?  This post isn’t about equating $200,000 a year and success.  [...]

A Homeowners Association serves a purpose – to manage the common areas of a community including parks, pools, and roads. Homeowners who live in the area are obligated to pay dues that usually cost between $100 and $10,000 annually. The cost depends on the location and the amenities included. In addition to the dues obligation, [...]

As this year’s summer travel season may be off to a slower start than most, there will still be issues travelers experience when flying on airlines. Delayed or canceled flights, lost luggage, or getting bumped off a flight altogether, leaving you stranded in the airport happens to the best of us. At some point, you [...]

Like anything else in life, business ownership comes with ups and downs. But an entrepreneurial spirit can help you see ways around obstacles and reduce downsides of owning your own business. Entrepreneurs see opportunity where others see risk — often because they take steps to manage risk or because they define risk in different ways. [...]

As the closing of my home loan draws nearer, I have been diligent about making sure my personal finances have stayed in order. While it has been a long process, it has gone relatively smoothly. We are set to close in just two weeks. Unknowingly, we could have delayed our closing by doing a number of [...]

Let’s face it, being a business owner requires a specific type of personality and an unmatched level of passion and drive. Not many people have what it takes to start their own business and be successful. That said, it’s doubtful anyone who owns their own business would trade it for anything. Nothing beats being your [...]

Birds of a feather flock together, but research shows that when it comes to approaching money, opposites attract. Spenders tend to pair up with savers, and vice versa. It’s no wonder, then, that money is one of the top sources of relationship conflict. Having different financial mindsets doesn’t have to be an issue. You simply [...]

Becoming wealthy is not easy. It takes hard work, a sound strategy, and continued perseverance.  Moreover, becoming wealthy means taking action versus looking for good things to happen to you or looking elsewhere for opportunity. While there are a number of reasons or challenges to individuals becoming wealthy, in this post, I’m going to walk [...]

This is a comparison chart of credit unions, banks, and online savings banks that offers high interest savings account and/or high yield money market account. All bank accounts are NCUA or FDIC insured. Your principal is protected and you’re guarantee a positive nominal return on investment. In addition to the interest rates, we also included [...]