retirement account

Everyone has that one extravagant possession he’s always wanted, but never had the money for. Even you probably think about your dream wedding, vacation or home every now and then and long for the cash you need to buy it. So why keep wishing when you can start saving instead? If you want something bad [...]

One of my financial goals for this year was to increase the amount of money I put into my retirement account. Some day I would like to max out as many retirement accounts as possible, but for now I’m just happy to increase my regular contributions. In this economic climate, many are seeing that it [...]

The following is a list of top discount brokers focused on cheap online stock trading for active traders. It is sorted from the lowest commission cost to the highest. Recommended brokers are selected based on users’ votes and reviews. In addition, special offers and features for these discount brokers are listed to help you decide. [...]

One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much interference from you. When you automate your savings accounts, you can force yourself to practice financial discipline — and [...]

The economic decisions that you make on a daily basis have a direct impact on your financial future. Your decisions can either set you up for a nice comfortable retirement or force you to work much longer than you ever planned. If you want to get on the right track to a successful retirement then [...]

Like anything else in life, business ownership comes with ups and downs. But an entrepreneurial spirit can help you see ways around obstacles and reduce downsides of owning your own business. Entrepreneurs see opportunity where others see risk — often because they take steps to manage risk or because they define risk in different ways. [...]

So how are you getting on with your New Year’s resolutions?  Yes that’s right, all those promises that you made to yourself back in January about doing more exercise, eating healthier food and cutting back on spending. We are now more than half-way through the year and for many, those good intentions are long forgotten [...]

Not everyone has the time or inclination to master the subject of personal finance. Luckily, it is not always necessary to master it. In the same way you can hire an electrician without understanding the inner workings of home wiring, you can hire a financial advisor to get your money in order. There are all [...]

This is a comparison chart of credit unions, banks, and online savings banks that offers high interest savings account and/or high yield money market account. All bank accounts are NCUA or FDIC insured. Your principal is protected and you’re guarantee a positive nominal return on investment. In addition to the interest rates, we also included [...]

Tax season just ended. Do you really want to think about taxes already? You do if you are interested in reducing your tax liability and saving money more efficiently. What you do now can result in tax savings when April rolls around again. A tax deduction is an expense that can lower your taxable income, [...]