net worth

One of the fundamental pillars of personal finance is the arena of wealth building. Analyzing the best ways to make money is essential, as we’ve discussed in the wealth building post from before. Out of all of the methods for building an income, one of the most popular is through dividend investing. Investing in dividend [...]

Everyone has that one extravagant possession he’s always wanted, but never had the money for. Even you probably think about your dream wedding, vacation or home every now and then and long for the cash you need to buy it. So why keep wishing when you can start saving instead? If you want something bad [...]

Over the past few weeks there has been some good promotions in the personal finance space that I would like to gather in one place for your convenience. If you’re thinking about trying out one or more of these services, this is a good time to give it a go. Here are some of the [...]

There are two fundamentally different ways to approach a college experience. The first is to use your time at school for self-discovery, taking varied classes and studying subjects that allow you to grow spiritually and philosophically, such as art, music and philosophy. The second way to approach college is to see the money you spend [...]

You can save a lot of money by making an effort to be frugal, and you can use that extra money to do many things.  Whatever the reason, being frugal can be great in most instances. I stress ‘most’ because sometimes spending a little bit more will mean you get a far superior product. Sometimes [...]

We are currently in a time when too much emphasis is placed on grades.  Far too many graduating seniors believe that good grades lead to good jobs which leads to a good life.  However, there are many other attributes necessary for success. What is success?  This post isn’t about equating $200,000 a year and success.  [...]

This is a comparison chart of credit unions, banks, and online savings banks that offers high interest savings account and/or high yield money market account. All bank accounts are NCUA or FDIC insured. Your principal is protected and you’re guarantee a positive nominal return on investment. In addition to the interest rates, we also included [...]

People are greatly divided on the topic of early mortgage pay off — some say it’s a good idea, others disagree. This topic is highly debatable because there are so many factors to consider, and even a slight change in one of these factors could swing the answer in one way or another. In any [...]

Fixed annuities have a lot of appeal to people who have a distaste for market fluctuations and like to play it safe. By purchasing a fixed annuity you invest a certain amount of money and in turn either receive checks periodically or take home a lump sum at the end of the term — e.g., [...]

I was recently looking at some stats regarding the US Market (Wilshire 5000 Total Return index).  As of February 28, 2010, over the last 10 years the market return was 0.1%. Hmmm. That’s not very high. That means for the last ten years, if you invested in the Wilshire 5000 you would have almost nothing [...]