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No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when something catastrophic, like a major illness or a job loss, will happen. The reality of unexpected financial situations should [...]

The Associated Press reports a new finding by FICO, Inc. that 25.5 percent of consumers, or nearly 43.4 million people, currently have a credit score of 599 or less. With a quarter of the nation suffering from credit card debt and poor credit scores, it’s obvious that many are not aware of the number of [...]

We are currently in a time when too much emphasis is placed on grades.  Far too many graduating seniors believe that good grades lead to good jobs which leads to a good life.  However, there are many other attributes necessary for success. What is success?  This post isn’t about equating $200,000 a year and success.  [...]

The economic decisions that you make on a daily basis have a direct impact on your financial future. Your decisions can either set you up for a nice comfortable retirement or force you to work much longer than you ever planned. If you want to get on the right track to a successful retirement then [...]

Like anything else in life, business ownership comes with ups and downs. But an entrepreneurial spirit can help you see ways around obstacles and reduce downsides of owning your own business. Entrepreneurs see opportunity where others see risk — often because they take steps to manage risk or because they define risk in different ways. [...]

As the closing of my home loan draws nearer, I have been diligent about making sure my personal finances have stayed in order. While it has been a long process, it has gone relatively smoothly. We are set to close in just two weeks. Unknowingly, we could have delayed our closing by doing a number of [...]

Let’s face it, being a business owner requires a specific type of personality and an unmatched level of passion and drive. Not many people have what it takes to start their own business and be successful. That said, it’s doubtful anyone who owns their own business would trade it for anything. Nothing beats being your [...]

So how are you getting on with your New Year’s resolutions?  Yes that’s right, all those promises that you made to yourself back in January about doing more exercise, eating healthier food and cutting back on spending. We are now more than half-way through the year and for many, those good intentions are long forgotten [...]

Do you feel like you’re stuck in a dead end job with no way out? Are you looking for a way to get on the fast track to success? In the past it only took hard work and dedication to land your dream job. Today, companies take for granted that all employees are going to [...]

Yesterday I received the news that so many others have heard, my job will be coming to an end. Luckily, my boss was very kind, and has alerted me three months in advance with the hopes that I will be able to find something else. At this moment I’m hoping it will give me the [...]