gym membership

Getting out of debt might seem like a simple concept, but it can take years of hard work and dedication to be debt free. If you want to get your finances back on track, you have to come up with a realistic plan to pay down your debt, while also taking steps to combat your [...]

Tired of spending money on things you don’t use or get very little results out of? I’m referring to your gym membership. Don’t get me wrong, I’m a big fan of gyms and love going to them, but when they cost an average of $33 per person per month, it comes down to a combined [...]

I know a lot of you have been following Larry Swedroe’s work and I want to let you know that Larry has launched his own blog at CBS Money Watch called Wise Investing — please check it out. Congratulation Larry, and thank you for all your help over the years! The Roundup Before starting the [...]

Recently, Passive Dad asked me about free creative ideas to help friends facing foreclosure.  This is a timely topic since one factor that contributes to the current economic crisis is the rise in foreclosures. Basically, the teaser rate on many adjustable rate mortgages end, and homeowners found themselves unable to afford the new higher mortgage [...]

Sounds a little harsh?  May be. But the truth is 300 millions Americans owe $957 billions in revolving credit debt — that’s $3,190 per person!  What does this have to do with premium channels?  Well, NASCAR has been showing their Cup races on TNT for the past two weeks and it will be on TNT [...]

Now that the benefits enrollment for my company is over, I can start thinking about things that I could do before the end of the year to make my money work harder for me. Here are 22 ideas that I want to share with you. Photo from morgueFile Boost 401k contribution – I think I [...]

My first job after college paid $8 per hour — not good for an Ivy League alumni. That job was something to do while I tried to rediscover myself. I was lost and dispirited because I did not get accepted into a medical school. Photo from Apple.com It only takes 17 hours of work for [...]

There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters around (not in any order): Memberships that you never use — e.g., gym membership anyone? Subscriptions that you never [...]