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No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when something catastrophic, like a major illness or a job loss, will happen. The reality of unexpected financial situations should [...]

As many families were hit hard by the recession, it became difficult for them to provide for the human needs let alone man’s best friends needs. In some sad cases, long-time pet owners had to give their beloved pets up to shelters when they could no longer afford to care for them properly. Shelters around [...]

So how are you getting on with your New Year’s resolutions?  Yes that’s right, all those promises that you made to yourself back in January about doing more exercise, eating healthier food and cutting back on spending. We are now more than half-way through the year and for many, those good intentions are long forgotten [...]

You know the drill when you set up a budget. You write down how much income you have and then you decide how it gets split up. You can use various techniques like a zero based budget, an envelope system, or you go through each budget item step by step tweaking your projected expenses to [...]

With a baby on the way, it is important to spend some time going over your finances to ensure you’re not caught short. If you’re used to living on two incomes, you may find it a bit of a shock going down to just one while you or your partner takes off work to raise [...]

School is about to close its doors and release kids into an extended summer vacation but with money tight for so many families around the country, many parents are fretting about what to do with the kids at home. They will be less traveling and likely more whines of boredom when money concerns limit parents [...]

Getting out of debt might seem like a simple concept, but it can take years of hard work and dedication to be debt free. If you want to get your finances back on track, you have to come up with a realistic plan to pay down your debt, while also taking steps to combat your [...]

Most people consider the economic stimulus as something that happened last year. However, some of the stimulus measures passed following the financial crisis of 2008, and during the recession that followed, are still in effect through the end of this year. If you are still looking for a little stimulus for your personal economy, you [...]

When I began my first job post-college, it was the first time in my life that I was completely independent from my parents — financially and otherwise. Although my folks were great at raising children in almost every sense, my financial education in many ways was lacking. They had indulged most of my not particularly [...]

I am not sure when I first ran across Adam and his blog Man vs. Debt. All I remember was how impress I was with Adam and his story. I knew then that his blog will become an influential force in personal finance blogosphere. And it didn’t take long before Adam’s humble little blog becomes [...]