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Out of all of the personal financial strategies, one of the most lucrative financial moves is that of purchasing property to lease out to renters. Doing this, if done correctly, can earn you a fantastic return for your investment, as well as earn you a passive income. If you follow some basic guidelines, it could [...]

Saving money doesn’t mean you have to stay at home reading library books and eating beans and rice. Personally, I put away a fair chunk each month and still manage to travel, eat out, shop, and have plenty of fun things to look forward to. How do I do this? By using some key tools [...]

With frugality still on most peoples’ minds, it is little surprise that many are looking for ways to stretch the budget just a little further. One way that many people decide to do this is to buy some items used. For some items, buying used as a great idea. You can get a good deal [...]

The following is a list of top discount brokers focused on cheap online stock trading for active traders. It is sorted from the lowest commission cost to the highest. Recommended brokers are selected based on users’ votes and reviews. In addition, special offers and features for these discount brokers are listed to help you decide. [...]

You can save a lot of money by making an effort to be frugal, and you can use that extra money to do many things.  Whatever the reason, being frugal can be great in most instances. I stress ‘most’ because sometimes spending a little bit more will mean you get a far superior product. Sometimes [...]

Vacation is one of those luxuries that can easily cause you to go over budget. Even the best budgeter gets caught up in the spur of the moment. I know no one really wants to budget on vacation.  But, I promise you, there is one thing worse than budgeting on vacation — that is, being [...]

As this year’s summer travel season may be off to a slower start than most, there will still be issues travelers experience when flying on airlines. Delayed or canceled flights, lost luggage, or getting bumped off a flight altogether, leaving you stranded in the airport happens to the best of us. At some point, you [...]

As more people get on the straight and narrow when it comes to personal finances, many more are still happy to remain trapped in the dregs of debt by making the same mistakes over and over again. One source of the vicious cycle is the payday loan. I nearly spit out my drink when I [...]

Getting out of debt might seem like a simple concept, but it can take years of hard work and dedication to be debt free. If you want to get your finances back on track, you have to come up with a realistic plan to pay down your debt, while also taking steps to combat your [...]

As a CPA, I’ve done several tax returns over the years. One thing I got to see when calculating capital gains and losses was what type of investments people were into. I saw a lot of portfolios made up of 5 to 10 single stocks. It shocked me that so many people were putting a [...]