ATM

Vacation is one of those luxuries that can easily cause you to go over budget. Even the best budgeter gets caught up in the spur of the moment. I know no one really wants to budget on vacation.  But, I promise you, there is one thing worse than budgeting on vacation — that is, being [...]

As many families were hit hard by the recession, it became difficult for them to provide for the human needs let alone man’s best friends needs. In some sad cases, long-time pet owners had to give their beloved pets up to shelters when they could no longer afford to care for them properly. Shelters around [...]

I had a really bad banking experience last week – actually, it took place over 7 days and is still not quite over. I was going to blog about it and rat out the bank, but then some halfway decent customer service changed my mind. When I logged into my account today and saw YET ANOTHER [...]

Measures from the recently passed health care reform bill are going into effect this year, including a new process of appealing a health-claim denial. Many people find that their claims for coverage are denied, even though they believe that insurance should cover the cost. There is an appeals process in place, but in many cases [...]

Now that the house hunting season is in full swing, I thought it’s a good idea to revisit these house selling tips again. Although the economy improved quite a bit since last season, the housing market still favors buyers over sellers. You’d be hard pressed to find multiple buyers bidding up a house. The fact [...]

If you keep a lot of money in your checking account, moving your money to a high interest checking account may be a good move. Below is a list of nationally available highest yields checking accounts. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive [...]

There are a plethora of things that seems to constantly be on the mind of a business owner or self employed individual and quite often retirement planning is not one of them. After all, who can think about retirement planning that affects 40 years down the road when there is next weeks payroll, next month’s [...]

On September 28th, 2007, my bank went bankrupt and closed its doors…goodbye, Netbank. The moment you first find out that your bank failed is a scary moment. First thought: “I know I should have figured out what FDIC Insured meant.” Second thought: “Google, can you save the day today?” How do you know if your [...]

While traditional brick and mortar banks can be very convenient, they can rarely compete with the high interest rates offered by online high interest savings accounts. Personally, I think these online high interest accounts are the best place to stash your emergency fund and save up money for your short-term goals, such as, saving money [...]

When someone is first enter the world of finances, they will need to learn some new basic finance skills.  Unfortunately, many teenagers and young adults get to college without having a clue about some basic personal finance tasks.  You might make a lot of bad money choices, but if you have some basic financial knowledge, [...]