ways to earn extra income

If you read enough personal finance blogs, you’ll see a common theme and the number one answer to your financial dilemma — “Spend Less than You Earn”. Unfortunately, it’s easier said than done, otherwise, we wouldn’t have this rampant debt problem in our society. Fortunately, I went through this myself, and over the years, I’ve [...]

At least once  a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]

When you are looking to make money online, it is common to come across a variety of web sites offering to pay you for doing a number of seemingly easy things. One of the most popular types of online money maker is the paid survey site. There are also a number of web sites out [...]

Most people go on vacation with expectations of a non-stop extravaganza or with the hopes of an interruption-free solitude. That’s what I call setting yourself up for failure. Neither of those two is going to happen. We both know it. Whether you are envisioning a week of beach lounging and Pina Coladas or a week [...]

One of the great gifts associated with the 2008-2009 events was an opportunity to get some free credits in the school of life. School tuition can be expensive so I am always thankful when life decides to offer me some valuable lesson for free. Personally, I loved the fact that I got to experience the [...]

Who doesn’t need some extra money, even if it’s just to increase your savings? As the latest economic downturn has shown, no one ever seems to have enough savings, and many of us have none, so having some extra cash to save without having to take an outside job is never a bad idea. There [...]

Some people think credit cards are evil — for example, famous debt reduction guru Dave Ramsey is completely against it. Some use their credit cards without giving it much thought. Personally, I think credit cards are financial tools that can be used to my advantage, but they must be used with caution. How about you?

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Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]

The global economy runs on a binge and purge cycle, which makes it especially difficult to stay steady and mindful on a personal level. It can be hard to resist living beyond your means during boom times, and even harder to keep your head up during the busts. But no matter how stormy it gets [...]

I came across “Chase Hiked My Minimum Payment To 5 Percent!” on The Consumerist today. This is bad news for Greg and his wife, because this hike increase their minimum payment $558 to $930 — which causes them significant financial stress. Although I sympathized with the dilemma that Greg and his wife are facing, I [...]