visa credit cards

When it comes to shopping this holiday season, many people are probably thinking of sticking with cash. With concerns about the economy prompting many to cut back on spending and avoid adding to their debt, it is little surprise that credit cards are out of favor right now. However, credit cards aren’t all evil. There [...]

Seven words you never want to hear at Christmas: “WHAT!!! YOU GOT ME A GIFT CARD?!?!?!?” On the other hand, if someone really wants a gift card, why fight the crowds and spend hours looking for the perfect gift? It’s easy and it will be easier to have a debt free Christmas if you know [...]

In the past few weeks, I’ve been reading some articles, along with their comments, about people cutting up their credit cards. There are multiple rationales behind this decision. One such rationale is that the credit card companies act immorally by preying on the “weak” who fall into the trap of credit. Another rationale is that [...]

Kiplinger recently listed their favorite credit cards, from the lowest interest rate credit card to those that give you various types of rewards toward your mortgage, college savings, investment, and trip.

Photo by Classyshot via Flickr
Here are their top 7 credit cards:

Bank of America Upromise World MasterCard – Deposits a 1% rebate in your Upromise account. [...]

In the credit card world, scam operators are taking money from innocent customers without adding value, misrepresenting claims and simply performing shoddy service. Fortunately, customers have an avenue to complain and the FTC has also taken pretty tough actions. Below are some examples of the actions that the FTC has taken against some shady companies. [...]

If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the [...]

The following are credit cards for especially designed for frequent travelers.  These credit cards include travel reward cards, airline mileage cards, gas cards, and hotel cards. In general, you’ll have to be on the road quite often to make these cards worth while.
As of 12/15/2009, these are some of the best non-cash reward credit cards [...]

Balance transfer credit cards offer a great way to consolidate high interest debt and secured loan such as home equity loan balances to a 0% APR or low interest rate loan. Taking advantage of zero percent balance transfer offers is a great way to improve your cash flow by eliminating immediate finance charge expenses. With [...]

What makes a credit card good?  In my opinion, it should at least has no annual fee, low interest rate, provide some type of reward (preferably cash), has good account management interface, offers online payment, and has good customer service to back it up. Based on these criteria, I feel these are some of the [...]

One of my favorite money maximizing moves is to use credit cards that offer cash back reward to pay for everything I normally would (note: this doesn’t mean go out and spend money needlessly, it means using credit card instead of cash when you can). In return, you’ll get a small amount of money back [...]